Andreja Velimirovic Email & Phone Number

Collaborating with multiple external clients, my services spanned Financial & Business Advisory, Data Analysis, and Business Development. My core strengths lie in:- Financial and business consulting to provide a robust foundation for decision-making.- Data analysis that paves the way for evidence-based strategies.- Enhancing business operations through innovative approaches and solutions.My ultimate goal is to streamline processes, pinpoint and harness growth opportunities, and bolster strategic decision-making.

Serbia & Croatia

At a distinguished company known both for its import and representation of traditional Chinese medicine supplements across Europe and its standing as a leading Croatian agricultural producer of pharma-grade industrial plants, I undertook roles that spanned multiple domains:- Providing Financial & Business Advisory services to steer the company's financial direction.- Engaging in data analysis, translating insights into actionable decisions.- Boosting Business Development to advance overall operations.- Offering investment advisory, especially in areas of firm acquisitions, venture initiations, and negotiations with prospective co-owners.Through dedicated process optimization and a keen eye for growth opportunities, I played a pivotal role in shaping the company's strategic decisions, furthering market penetration, and nurturing growth.

Belgrade

Contract Management Analytics (CMA) & Financial Analysis Teams at NCR1. Contract Management Analytics (CMA): As an integral member of a three-person team in CMA, we pioneered strategies for contractual clauses risk management, realizing earnings of $4.6 million within just two years. My responsibilities included:- Crafting and developing intricate financial and business models to monitor the impact of key contractual clause variations on profitability.- Guiding the sales team with actionable insights during contract renewals based on the data-driven outcomes of our analysis.- Leading the creation of robust pre-sales pricing software solutions using VBA and SQL, streamlining the sales cycle and bolstering data-driven decision-making.2. Financial Analysis: In this team, I was pivotal in:- Boosting the productivity of customer profitability (CP&Ls) report generation by implementing process optimizations and automated solutions.- Realizing time savings equivalent to 114 working days annually, detailed as a 20% enhancement in profitability tracking, a staggering 75% reduction in report generation and distribution, and an 80% improvement in management reporting.- Tapping into the power of the Enterprise Data Warehousing (EDW) and Enterprise Resource Planning (ERP) systems for these improvements.- Employing Visual Basic for Applications (VBA) to automate these processes in MS Excel and email handling in MS Outlook.

Belgrade, Serbia

Role highlights:1. Financial Planning ExpertiseIncorporating the Australian approach to financial planning technology, I adeptly adapted its principles to align with Serbian nuances. My work encompassed an end-to-end setup process, ranging from the delineation of stages to product selection, pricing models, and the meticulous crafting of financial strategies tailored to individual goals.From the client's vantage, I proudly served as an Advisor, honing in on guiding individuals to judicious financial decisions, perfectly harmonizing with their envisioned lifestyles. At the core, my strategies fuse the realities of a client's current standing, their envisioned future, and the optimal paths carved to achieve those aspirations. My prime aim? Ensuring clients not only attain financial security but also savor the journey towards it.2. About My ApproachI simplify the complexities of financial planning, offering clarity and erudite guidance to make informed decisions about money and its potential future impact. Whether your goals orbit around family security, mortgage payoff, wealth accumulation, or retirement preparation, I'm here to illuminate the path.My expertise spans:1. Debt Management2. Insurance & Risk Management3. Investments4. Voluntary Pension Funds5. Retirement Incomes6. Aged Care7. Estate Planning8. Cashflow Management & Budgeting9. Taxation Planning10. Salary Packaging

Belgrade

Oversaw business reorganization, emphasizing profitability and operational efficiency:- Profitability & Cost Control: Led office relocations, resulting in 39% cost reduction and 47% profitability growth in 2014.- Sales Development: Redefined sales strategies, doubling sales in 2014 and achieving a record sale within Generali Insurance Serbia.- Information Systems: Established sales and customer tracking systems, integrated data, and enabled cost-free closed group communication.- Accounting Efficiency: Enhanced accounting processes and set up periodic financial reporting.

Belgrade

I specialized in Asset & Liability and Risk Management model development and implementation. Key achievements include:1. ALM, Market & Liquidity Risk:- Developed asset and liability structure monitoring models, incorporating break-even & gap analysis.- Overhauled Fx risk procedure, encompassing ALCO framework and spreadsheet support.- Devised a tool for product development & analysis, optimizing liquidity position impacts.2. Credit Risk:- Implemented SME & corporate clients' classification models for initial risk assessment.- Established loan loss provisions methodology for SME credit portfolios.- Formulated a credit risk cost assessment model based on classification transitions & loan loss provisions.3. ICAAP, Capital Adequacy, Bank Scoring:- Crafted comprehensive ICAAP procedures and methodologies for multiple risk types.- Evaluated new placement effects on capital adequacy indicators.- Formulated a bank scoring model for counterparty exposure limits using financial ratio analysis.

Belgrade

Position highlights:- Led capital market analysis and provided strategic investment recommendations.- Achieved a portfolio return rate 12.3% higher than the market index over a 1.5-year span.- Honed analytic and portfolio management skills.

Belgrade

Position highlights:- Oversaw back office operations to assist brokers and dealers in capital market trading.- Managed communication and support for business network & financial institutions.- Deepened understanding of Capital Market structure and dynamics.

Master'S Degree, Imqf (International Master In Quantitative Finance), Candidate

Specialization, International Quantitative Finance (Cfp)

Bachelor Of Science (Bsc), International And Regional Economics, Gpa 9.33

6 Semesters, Computer Science

Attended 6 semesters (25 exams passed). Acquired relevant knowledge in the field of computer science, programming, applied mathematics.