•Processing, underwriting and closing commercial loans. •Responsible for maintaining and growing loan portfolio.•Maintain past due ratios on personal portfolio.•Attending networking and community events to establish new contacts and leads. •Successful in establishing credibility and rapport with new and existing customers by providing excellent customer service and looking for ways to benefit the customer's financial relationship.

•Processing, underwriting and closing commercial loans. •Responsible for maintaining and growing loan portfolio.•Maintain past due ratios on personal portfolio.•Attending networking and community events to establish new contacts and leads. •Successful in establishing credibility and rapport with new and existing customers by providing excellent customer service and looking for ways to benefit the customer's financial relationship.

•Processing, underwriting and closing consumer and commercial loans. Including indirect underwriting for car dealerships.•Responsible for maintaining and growing loan portfolio.•Maintain past due ratios on personal portfolio.•Preparing real estate appraisals for loan officer’s bank wide.•Elected to E-Banking Committee in 2011 to establish new and creative ways to enhance the online banking experience for customers.•Attending networking and community events to establish new contacts and leads. •Successful in establishing credibility and rapport with new and existing customers by providing excellent customer service and looking for ways to benefit the customer's financial relationship.•Continued Duties as Collections Manager.

•Minimizes past due percentages. •Develops strategies to work with customer’s financial status.•Assists in payment planning.•Overviews weekly collection reports, including Auto and Real Estate Loans.•Prepares and presenting reports to management.•Performs dealer floor plan inspections.•Represents bank as repossession agent.•Arranges assignments of repossession orders. •Responsible for liquidating repossessed assets.•Strong relationship with various car dealers, realtors & transport agents. •Prepares and submits VSI insurance claims bank wide. •Attends judgment & foreclosure hearings in a court setting. •Conducts collection training for other bank employees.•Responsible for collecting on bank wide portfolio debts in excess of $250mm.