Manage family investments in various asset classes and businesses - CRE and private equity. Generate stable and predictable returns on capital investments (IRR, MOIC and development yields) with an acceptable risk profile. Actively involved in day-to-day management and sourcing potential transactions. Responsibility for bookkeeping in Quickbooks, Cloud document retention, internal reporting, business planning/strategy, cultivating relationships with banking/lending partners, forecasting, and all other administrative functions. Coordination with other family holding company offices/fund managers/GPs on prospective investments - including Willow Oak Partners LLC. Specializing in several CRE asset classes including self storage, hospitality, industrial, office and single tenant retail. Salem has directly invested as an LP in multiple self storage development projects with successful dispositions/exits and returns to investors. Salem continues to participate and expand passive investments in private equity and hospitality funds, while still targeting direct/active investments in CRE as a sponsor with other qualified family offices/investors. Looking to expand direct private equity investments in small to mid cap businesses with attractive EBIDA/Returns on Invested Capital (ROIC), high barrier to entry, limited long term capital investment (i.e. fixed assets), stable margins and scalability. Businesses will have established management team with industry expertise, track record and financial acumen. Also, growth equity capital fund investments in proven business operating entities and models through search/acquire PE funding and other vehicles.Many CRE asset class investments are in the Carolinas and promote development in both North and South Carolina. Salem Capital's main office is in Charlotte, NC.

Market Advisory Board member in new Central Carolinas region.

CLU SBA Portfolio Manager III with specialization in SBA 7a (including SLP/Express) and 504 loan programs - responsible for underwriting/decisioning SBA transactions throughout the Truist footprint and 24 CCB regions. Credit authority of $1.75MM in total borrower exposure. Decisioned $100mm+ in aggregate new money exposure (hSTI and hBBT) in 2020 in a high volume/production centralized delivery process for Truist CCB.

CLU Portfolio Manager III with specialization in SBA 7a (including SLA/Express) and 504 loan programs - responsible for underwriting SBA and Conventional BBK & CML transactions (C&I/General Industries and Non Profit) - Lines of Credit (Demand, Hard Maturity Commercial LOCs, Borrowing Base - Asset based revolvers), CRE (Construction and Non Construction), Guidance Facilities (equipment purchase and leasing), Card, and other short term maturity term loans (working capital, equipment, etc.). Credit authority of $1.25MM in total borrower exposure. Decisioned $100mm+ in aggregate new money exposure in 2017 in a high volume/production centralized delivery process for Business Banking and Commercial throughout the STI footprint.

Underwriting and origination of SBA 7a and 504 requests throughout the footprint for Centralized Lending Unit as part of SunTrust Wholesale Risk Organization.

Underwriting and origination of SBA 7a and 504 loan requests as part of Wholesale Lending Services (WLS) production team.

Global Commercial Banking (GCB) PMO I providing monitoring/support for Business Banking credits with TRE>$5MM in North and South Florida. Perform due diligence through FAS/AER process, LACR (Loan Agreement Covenant Reviews), Financial Spreadsheet Analysis in Moody's Risk Analyst (MRA), Risk Rating Scorecard (RRSC) approvals and other underwriting analysis/support throughout the Florida market for BOA Merrill Business Bank, a new division/LOB within GCB.

Perform collateral analysis/monitoring, credit review/due diligence, real time margin uploads, origination tracking/pipeline reporting, Moody's RiskCalc ratings, and other securities based lending underwriting functions within Morgan Stanley Private Bank, NA.

Worked with SBA Business Development Officers in the markets to underwrite 7(a) and 504 term loans to qualified small business borrowers who required funding for working/start-up capital, business acquisition, or real estate investment needs. TSFG is a Preferred Lender under the U.S. SBA Preferred Lender Program and only the most experienced lenders are designated as PLP lenders and delegated the authority to process, underwrite, close, and service SBA guaranteed loans without prior SBA review.

Provided credit analysis (Moody's KMV Financial Analyst Historicals/Pro Forma Projections) for Commercial and Corporate Banking (National/SNC Accounts), Credit Review, Covenant Monitoring, Financial Counterparty Risk Management, and Financial Tracking/Reporting for various markets within the Carolina First/Mercantile Bank footprint. I worked with a team of analysts who covered all commercial markets, totaling $6.2 Billion of loans held for investment. Provided an annual technology vendor risk assessment and worked on various loan sale, FDIC examination and other Investor due diligence initiatives.

Recorded real property documents (deeds) at the Mecklenburg County Register of Deeds OfficeUpdated law firm library periodically with new resource materialsCase ResearchFiled attorney/client bills in central filing area using client/matter numbersPerformed other various duties at Mecklenburg County Courthouse (recordings, court schedules, etc.)