Growing up in West Virginia, I learned the value of hard work and the opportunity for success came with dedication, education and caring about others. I realized early in my career that my passion was educating and helping people reach their financial goals by using a holistic approach and have over 30 years’ experience serving the people in our community.I have surrounded myself with a team of caring and knowledgeable professionals focused on designing and implementing corporate and personal financial strategies for business owners, professionals, retirees and high net worth individuals. I hold a FINRA series 6, 63, 7 and 65 registrations as well as the Virginia Life, Health, Long Term Care and Annuity License. I have earned the AIF (Accredited Investment Fiduciary) designation, and am a proud Concord College graduate with a BS Degree in Business Administration.My wife Sandy and I live in Goochland where we are active in the community through Church, a member of the Citizens Transportation Advisory Committee representing Goochland County, and a member of the Society of Financial Services Professionals. I am a past board member of the Richmond National Association of Insurance and Financial Advisors also a past board member and supporter of the Central Virginia Chapter of the WVU Alumni and Friends, Let’s Go Mountaineers! At home, I enjoy working on our home, playing with our cat Scamp and cheering on the Mountaineers.I am a Registered Representative and Investment Advisor with Cetera Advisor Networks, LLC.Securities offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under a separate ownership from any other named entity.