Bob Gingras Email & Phone Number

Providence, RI

• Served as a Member of the Collateral Review Group with a focus on management of the real estate valuation function and risk exposure of residential real estate collateral.
• Assignment of appraisal orders associated with appraisal management companies and approved bank clients keeping business-critical timelines at acceptable levels for the bank’s stakeholders.
• Resolves valuation differences/discrepancies between Appraisers and Loan Production staff while maintaining compliance of Appraiser Independence Laws and Policy.
• Prepares Reviews on complex residential properties. Assist Lenders and Loan operations throughout the bank’s footprint and act as a resource for real estate valuation concerns/questions. Acted as a mentor to other.
• Assist the Director of Appraisal Services with maintenance and quality control of the Bank’s Approved Appraiser list so only the most competent appraisers were selected to perform appraisal assignments.
• Ensures receipt of regulatory-compliant appraisals and evaluations that are in compliance with corporate policy and standards, Uniform Standards of Professional Appraisal Practice (USPAP) and secondary market.

South Kingstown, Rhode Island, United States

• Founded and served as leader for this premier provider of residential and commercial real estate property appraisals.
• Supported clients inclusive of large lending institutions, mortgage brokers, mortgage insurance, and mortgage servicing companies ensuring conforming appraisals were delivered on time.
• Maintaining and growing the client portfolio.
• Provided more than 25K appraisals in compliance with USPAP, Fannie Mae, Freddie Mac, and all applicable State and Federal laws as well as client guidelines.
• Reduced client risk via full compliance in all aspects of federal, state, and agency guidelines.