Purpose driven leader in community banking serving as President/CEO, Chairman of the Board, Chief Credit Officer, acquisition and evaluation of troubled banks. Significant experience in the organization, application, capital raising, and regulatory approval of three community banks.

Responsible for application, administration, safety and soundnessof a new start up community bank; successfully navigating it through a three year DeNovo statusultimately receiving excellent examination results from both the FDIC and Arizona Department ofInstitutions. Development and implemented numerous policies and procedures to insure a safe andsound loan portfolio while launching and integrating new and innovative internet technology.

and Former Chairman of the Board. Responsible for theapplication, capital raising, administration, safety and soundness of a new start up community bank;successfully navigating it a three year DeNovo status ultimately receiving excellent results from boththe FDIC and Arizona Department of Institutions. Development, and implemented numerous policiesand procedures to insure a safe and sound loan portfolio and quality asset growth. Introduced leadingedge technology with the launching of internet banking in 1999. Achieved profitability in the thirdmonth of operation, along with the achievement of positive retained earnings within 18 months ofopening. Accumulated in excess of $7,000,000 in retained earnings after 9 years of operations. Growthassets in excess of $150,000,000 including a total loan portfolio of near $90,000,000. Ranked #1 bythe Phoenix Business Journal as the best small bank in Arizona, in 2000,2002, 2003, 2004.The bank entered in to a sale and purchase agreement to the Bank of Arizona in the 2004 and thetransaction was consummated in April 2005.