Qualified Accountant (ACA), ACII and FCIB with an MA from Oxford.Goals - only how the world feels - go for it, go for it together, get it done and have fun.Specialties: Pretty much end to end experience in financial services in a variety of different roles.Turnarounds – proven ability in major institutions to cut costs, get better value for money, grow revenues and increase RoE.Start-ups – the broad vision and insight coupled with the personality to create differentiated start-ups and strong culture driven brands. Service and the customer – a real passion to be a part of the business that looks after the customer and creates sustainable competitive advantage through brilliant service. Restructuring – depth of experience in acquisition, disposals and other corporate finance work initially as one of the team and then leading more than two dozen projects. Governance - value for money, quality, and “lite” governance derived from the experience of numerous boards over the last 25 years including two South African quoted companies. Served on remuneration, audit and risk committees (including 4 banks where the Basle requirements are onerous and many other financial services businesses). A Director that reads all the papers and circulates questions in advance.A rich tapestry of experience in different management roles – Regional Director for African interests, three Chief Executive roles, four times a Finance Director, twice a Corporate Development Director, once a Group Human Resources Director and once a Special Adviser. Broad international experience across virtually every form of financial services in approximately two dozen countries. Culturally aware and culturally adept. Ability to hold people accountable, motivate them to perform and stay friends.Ability to assemble great teams to do great.Thinking outside the box.