In my capacity as Owner and Operator, I've embraced a diverse range of responsibilities spanning the entire construction lifecycle. From pinpointing prime locations and establishing competitive pricing to overseeing design conceptualization, permit acquisition, and project management, I've been deeply involved in every facet of property development. Additionally, I Handpicked Interior Design Elements, , navigated final inspections, and strategically marketed properties across MLS platforms… Show more In my capacity as Owner and Operator, I've embraced a diverse range of responsibilities spanning the entire construction lifecycle. From pinpointing prime locations and establishing competitive pricing to overseeing design conceptualization, permit acquisition, and project management, I've been deeply involved in every facet of property development. Additionally, I Handpicked Interior Design Elements, , navigated final inspections, and strategically marketed properties across MLS platforms, social media networks, and my extensive industry connections.Simultaneously, I'm actively involved in financial oversight, diligently preparing monthly reports, conducting in-depth financial analyses, and adeptly managing construction budgets to ensure project feasibility and success.Compliance with state regulations is paramount, and I am committed to upholding these standards while leveraging my comprehensive market insights to drive strategic decision-making and optimize outcomes.Furthermore, I've successfully secured financing from both traditional banking institutions and private investors to facilitate the concurrent development of multiple projects. Post-sale, I ensure property quality through comprehensive builder warranties and offer ongoing project management services for rental or resale projects.My role extends beyond direct project management; I serve as a trusted consultant for new investors and builders, guiding them from land acquisition to turnkey project completion. This includes negotiating land purchases, evaluating sales offers, and coordinating with vendors and contractors to overcome challenges and ensure project success.Drawing on over 12 years of experience in mortgage banking, I bring a unique understanding of real estate transactions to the table. From client pre-approval to navigating the complexities of title transfers, my expertise ensures seamless transactional processes and client satisfaction at every step. Show less

Real Estate & Project Manager• Locate Real Estate investments, Managed Expenses, Created and Maintained Rehab Budgets, Manage and Review Contractor Contracts and Project Development• Market, sale or leased Real Estate Properties once Rehab was completed • Supervised new Construction of New Homes.• Market, Lease and Manage Properties including 1 Office Building. • Supervise Janitorial Crew and Maintenance Crew for Office Building.• Created Proposals and Presentations… Show more Real Estate & Project Manager• Locate Real Estate investments, Managed Expenses, Created and Maintained Rehab Budgets, Manage and Review Contractor Contracts and Project Development• Market, sale or leased Real Estate Properties once Rehab was completed • Supervised new Construction of New Homes.• Market, Lease and Manage Properties including 1 Office Building. • Supervise Janitorial Crew and Maintenance Crew for Office Building.• Created Proposals and Presentations for Zoning changes, city inspections and city red tags. • Collection of Rents, Foreclosures and Loan Modification for Owner Finance Investors. Show less

• Worked originating mortgage Loans, 80% source of business being purchases, First Time home buyers working from a referral based clients from previous Clients and Realtors. • Refinances Loan Types FHA, VA, Freddie Mac, Fannie Mae, Conventional, Alt Doc, Full Doc.

• Originate mortgages for home purchases, refinance, and new home construction • Worked Close with clients and described loan benefits and features. • Prequalified and pre-approved Loans. Performed Credit Evaluations and Review Applications. • Improved Networking List by establishing new relationship accounts with Top Real Estate Offices. • Solidify contacts with local realtors, contractors, financial advisors, and other referral sources and meet all potential borrowers for… Show more • Originate mortgages for home purchases, refinance, and new home construction • Worked Close with clients and described loan benefits and features. • Prequalified and pre-approved Loans. Performed Credit Evaluations and Review Applications. • Improved Networking List by establishing new relationship accounts with Top Real Estate Offices. • Solidify contacts with local realtors, contractors, financial advisors, and other referral sources and meet all potential borrowers for requested financing • Review and analyze loan transaction packages for preliminary approval or denial in accordance with bank guidelines • Assemble all required documentation for processing and underwriting on each transaction, Show less

• Originate, Mortgage Loans • As Mortgage Originator I have experienced working with several type of loans like Cash Out, Purchase, Refinancing 3/1 & 5/1 ARM to Fix, Expanded Criteria Programs, Second Mortgages & Line of Credit with ARM & fix rate• Working Experience with several loan type guide lines like is FHA, VA, Freddie Mac, Fannie Mae, Conventional, • Extensive knowledge of Community Focus loans, LMI, CRA, and other.

• Experienced with several types of loans 80% of productivity I based on the CRA loans better known as Affordable & FHA loans. • Co-hosted educational Radio Show dedicated mainly for first time home buyers. • Participated in other several community educational programs 1. spokes man for The Black Expo2. Builder and Realtor Prospecting 3. I held a Booth at Affordable Housing4. Represented Washington Mutual a Sponsorship Breakfast for the Small Builder Business… Show more • Experienced with several types of loans 80% of productivity I based on the CRA loans better known as Affordable & FHA loans. • Co-hosted educational Radio Show dedicated mainly for first time home buyers. • Participated in other several community educational programs 1. spokes man for The Black Expo2. Builder and Realtor Prospecting 3. I held a Booth at Affordable Housing4. Represented Washington Mutual a Sponsorship Breakfast for the Small Builder Business Owners 5. Co-hosted Seminar for First Time Homebuyers at Ultima Real Estate6. I have also participated in community events & booths with other Washington Mutual Employees: Show less

• Receive incoming calls Nationwide queue pre-approved customers for mortgage Loans. • Took Loan application for Cash Out, Purchase, Refinancing with ARM & fix rate Subprime, HELOC, Second Mortgages, Line of Credit, Loan Conversions, FHA to Conventional, 80/10 or 80/10/5 to avoid PMI, Line of Credits• Conventional Conforming & non conforming Balance Purchase, Cash out, SISA, NINA programs, Refinancing with 3/1 & 5/1 ARM to Fix, Expanded Criteria Programs, Second Mortgages & Line of… Show more • Receive incoming calls Nationwide queue pre-approved customers for mortgage Loans. • Took Loan application for Cash Out, Purchase, Refinancing with ARM & fix rate Subprime, HELOC, Second Mortgages, Line of Credit, Loan Conversions, FHA to Conventional, 80/10 or 80/10/5 to avoid PMI, Line of Credits• Conventional Conforming & non conforming Balance Purchase, Cash out, SISA, NINA programs, Refinancing with 3/1 & 5/1 ARM to Fix, Expanded Criteria Programs, Second Mortgages & Line of Credit Show less

• Loan Origination of FHA Loans, Conv. B paper & A paper, VA, Stated Income Loans, Refinance• I worked with a variety of programs to help buyers with down payment Nehemiah, Neighborhood Gold, City Grants• Processed own Loans, VOE &VOM’s• Client follow up

• Supervised groups of people and running distribution on several constructions sites • Worked on Industrial and commercial projects.• As a Journeyman electrician I worked for companies such as Mills Electric, Walker Engineering, Hi-Tech Electric, Etc.