I am a VP of Mortgage Lending at Guaranteed Rate Affinity. NMLS# 177417. Guaranteed Rate Affinity NMLS# 1598647. Getting a mortgage these days can be time consuming and overwhelming. Navigating web sites to get a low rate is hard. New government regulations have made the process complicated.I can HELP!I work with buyers in Maryland and Pennsylvania and make sure the mortgage process is easy and understandable. If you are a first time buyer I will take you step by step through the process. From application to closing I will be along your side guiding you. If you need money for down pymt. and closing costs I have the programs for you.If you are looking to buy a home and already own one you may be wondering how that works. I can share with you options to buy and sell your home later or buy and sell at the same time.If you are looking to refinance to get a lower rate, shorter term, or get cash out. I will show you all the options to save money and lower your closing costs.Do any of these scenarios apply to you? I can HELP!If you are not ready right now but want info. to get you ready to buy or refinance please email me and I will provide information at no cost or obligation.