As a financial advisor, I work closely with my clients (primarily individuals and small- to mid-sized businesses) to develop and implement customized financial strategies so they can better achieve their long-term savings and investment goals. For individuals, I specialize in providing comprehensive financial planning and discretionary asset management services. For businesses, I provide consulting services to support the establishment or transfer of company retirement plans. I also take on the fiduciary responsibility for selecting and monitoring plan investments, and I deliver education and retirement planning services to the plan sponsor’s employees.My practice is different from that of many other financial advisors in the following important ways:1. INDEPENDENCE.As an independent organization, we're not limited to the products and services offered by a parent company or affiliated business. We’re free to select best-in-class solutions for our clients from a wide variety of providers.2. OBJECTIVITY.We don't accept commissions, referral fees or payments of any kind from third parties. Our fees come directly and exclusively from our clients—a policy that allows us to maintain objectivity and minimize conflicts of interest.3. FLEXIBILITY.Instead of a "one size fits all approach", we work closely with our clients to develop tailored solutions that help them achieve their specific financial objectives.4. FIDUCIARY ORIENTATION.We adhere to strict standards for ethical conduct and fiduciary care. As a trusted advisor and steward of capital, we put our client’s interest ahead of our own at all times.5. PROFESSIONAL DEVELOPMENT.We strongly emphasize continual learning and ongoing professional development. Through memberships in the CFA Institute and the Financial Planning Association, we stay abreast of emerging industry developments and implement relevant innovations that benefit our clients.Specialties: For Individuals:Comprehensive financial planningDiscretionary investment managementFor Businesses:Retirement plan consultingFiduciary investment advisory servicesRetirement education & planningInvestment advice