Bonita G. Jones is President of Bonita Jones & Asociates LLC, a consulting firm specializing in compliance risk management and regulatory relations.Retired Federal Reserve (FRB) Regulator: More than 28 years in the System, including Principal at the San Francisco FRB with responsibility for Banking Supervision and Regulation, specializing in Enterprisewide Compliance Risk Management; Senior Manager responsible for managing consumer compliance field staff. Nineteen (19) years at Philadelphia FRB. Managed compliance supervision staff. Worked extensively in both the safety and soundness and consumer compliance functions. Active in training activities of: Federal Reserve System, the American Bankers Association (ABA) as well as other industry organizations including various state bankers associations, e.g., Alabama, California, Florida, Michigan, and Mississippi. Past instructor for foreign banking programs such as those sponsored by the Taiwan Academy of Banking and Finance. Professional affiliations: Editorial advisory board of the ABA Bank Compliance Magazine where she has published numerous articles and authors “Regulatory Insider”, a regular column for the magazine. Board of Advisors for the ABA’s Online Professional Compliance Curriculum. After an extensive tenure on the ABA National Compliance Schools Board, Ms. Jones continues to support its activities as advisory board member “emeritus”.Industry Awards: In 2010, she received the ABA’s Distinguished Service Award. In 1994 she was one of the first recipients of the Federal Reserve System’s William Taylor Award for Sustained Excellence in Bank Supervision. Specialties: Compliance risk management and regulatory relations. Recent focus has included:• Lending/CRA strategies in the current market • Fair lending risk management• Vendor management • Compliance programs and management strategies • Examination management