Bo Yu, Ph.D Email & Phone Number

Dallas, Texas, United States

Provide credit risk analytics consulting to consumer lending business

Dallas/Fort Worth Area

• Managed Auto Loan Portfolio (Retail and Lease) Collection and Recovery strategies and analytics.
• Drove mid-month forecasting, operational MIS reporting /dashboard.
• Provided guidance on collection score development, developed deficiency recovery strategy and auto repossession strategy to improve operations performance
• Provided reporting support for CFPB compliance audit
• Managed/Coached the recovery analytics team

Irving

• Managed the Collection and Recovery Strategy /Analytics Team for Citi Mexico portfolios, responsible for Collection strategy development and advanced analytics across all consumer business in Mexico: credit card.
• Segmentation and treatment strategy across all delinquency buckets
• Customer behavior analysis and Contact channels testing and optimization
• Provide strategic vision and leadership to achieve collections objectives
• Build, develop and lead a high-performing team of analysts

Wichita, KS

Managed the Callcenter Analytics team, responsible for Collection strategy and MIS reporting across global business lines (both online and retail, US and Canada) for collections operation and online customer service centers. Products include single-pay loan, installment loan, auto title loan and line of credit.

Berwyn, PA

Managed collections strategy across global business lines in US, Canada, and UK. Optimize collections efforts by leveraging scorecard and targeted strategy. Developed a strategic vision and roadmap to continually enhance the global collections operation o Developed a consistent global collection MIS, gap reporting/dashboard, and predictive scorecardso.

Canton, Ohio Area

Drove overall collection strategy, loss / delinquency planning for multi-billion Private Label and Co-brand Credit card portfolios: Lowes, Wal-Mart, Sams, Dillard’s, GAP Inc, and PayPal

Dallas/Fort Worth Area

• Drove collection strategy development for Home Depot and Oil Private Label portfolios and decision engine administration: Segmentation, Champion / Challenger test design / implementation / tracking
• Existing account risk management for Citicards Oil-cobrand. Developed credit line, authorization, pricing, reissue and relaunch strategies, which yielded $2.5MM annual incremental EBIT. Received Citi Star Team Award in.
• Strategy development and analysis for new account acquisition and existing account management for subprime portfolios with total $7B receivables
• Established and managed an analytic team with 6 business analysts and modelers in a matrixed organization. Received Manager of the Quarter Award
• Developed, implemented, and validated statistical models: behavior scorecard, roll-rate model, recovery model, fraud model, pay-back-ratio model.