Almost three decades of experience as Director of multi-discipline parks departments, and as a strategic planning consultant for municipal agencies. Founded The Kelly Group (www.cowardlyleadership.com) to leverage my expertise in strategic planning, operational reviews and meeting facilitation for local and state governments- this was augmented with my period as part of the Municipal Services Management Division with CH2M Hill OMI. I became interested in investing over 40 years ago, and over time have focused more on the importance of investing and planning for retirement. The last 6-8 years I have concentrated the bulk of my time to generating income for my wife and I in order to have a comfortable retirement, and have created retirement plans for friends, family, and now parks and recreation professionals as well as for ourselves. Always looking to present "You're Not In It For The $$-But You Need to Be!" in state and national conference settings.Served in command as a Reserve Navy Officer for European Command, 6th Fleet, Office of Naval Intelligence, and Special Operations Command. Served as Director of Intelligence, and overall Assistant Director for the Law and Order Task Force for Multi-National Force-Iraq from 2007-2008 in addition to Chief of Joint Operations, EUCOM JRISE at Selfridge Air Base in Michigan through 2012.M.A. in Public Administration- Central Michigan UniversityB.S. in Administration- University of Tennessee, KnoxvillePast Chair of two separate North Carolina State University Boards of Regents: Sports Management School and Supervisors Management School in Wheeling, WVPast Adjunct Professor in the Business Department at Belmont College. Specialties: Financial advisement with focus on retirement planning. Start-up departments and organizations that desire directional change. Started the City of Cookeville Department, was first Director of the Sandy Springs, Georgia Department, along with the Milton, Georgia Department in my role as CH2M Hill OMI consultant. Took over as Director in Grandview to establish operating procedures for newly constructed membership-based community center with 5000 members.Have worked with several 501 (c) non-profits in grant research and writing. Recently partnered with LandDesign, a nationwide Urban Planning Firm in Charlotte to research and develop the operations management portion of the strategic plan for the City of Salisbury, NC. Also assisted Gold Medal Force, LLC in preparation of large County Parks and Recreation Master Plan in Georgia.