Brad Walker Email & Phone Number

Costa Mesa, Ca

Costa Mesa, Ca

- Responsible for the overall growth and profitability of a $600MM powersports and marine retail finance portfolio.- Manage the overall relationship of 1700 powersports and marine dealerships on a national level with the goal of increasing application and financing penetration.- Work with cross functional business teams to report out program CTQ metrics to the client, ensuring all contractually obligated metrics are met.- Develop and maintain key client relationships across finance and sales divisions (both c-suite and field sales) to profitably grow the portfolio.- Experience managing cross functional teams for both IT and marketing driven products.- Lead all client and dealer event shows including trade booth design and marketing material support to promote and increase usage in the program.

Irvine, Ca

- Produced $100MM+ annually in quality RV and Marine consumer contract receivables.- Reviewed and decisioned indirect RV and Marine loan applications with loan sizes up to $1MM.- Extensive experience in consumer credit analysis with the three major credit bureaus.- Received detailed training around OFAC procedures, ECOA/Fair Lending Training.- Reviewed personal and corporate tax returns for the purpose of cash flow analysis.- Maintained key relationships with dealer F&I associates to structure loans.

Costa Mesa, Ca

- Analyzed and approved consumer credit decisions for an indirect national dealer base consisting of 2000 dealers nationwide.- Loan requests ranged from $1K-$150K for boutique motor sports OEM products and accessories.- Developed underwriting guidelines for newly acquired Keyboard Acceptance Corporation a national group of individually and corporate owned piano and keyboard dealers. Primary products financed were Steinway and Yamaha acoustic pianos and electrical keyboards.- Reviewed escalated credit exception requests outside of standard procedure for concurrenceapproval or advised on a proper counter decision.- Evaluated subordinate performance and conducted quarterly

Downey, Ca

- Leader and branch manager for a $16M consumer finance operation with 2400 customer accountsand 75 retail dealers. Managed a staff of five employees consisting of Credit Managers andCustomer Service reps.- Developed and implemented strategic marketing plan focusing on generating new retail sales finance dealers and servicing existing dealers within the portfolio using various internal firm offer advertising methods.- Managed employee development through: focus groups, training seminars, quarterly performanceappraisal reviews, and employee hiring and retention training.- Responsible for the delinquency performance of the entire branch portfolio. This included managing and monitoring employee collection efforts that complied with company policy.- Rated Distinguished Performer in all sales goal areas in the region.- Obtained California State license Property & Casualty Insurance License and bonded as an officialNotary Public for the State of California.- Managed a sales finance network of health care professionals including dental service and laser eye correction, focusing on new accounts, receivables growth and customer service.

Mba, Finance And Marketing

Activities and Societies: Member of Beta Gamma Sigma Honors Group Member of Beta Gamma Sigma honors society through the George Argyros.

Bs, Business Adminstration

Activities and Societies: Humboldt State University Men's Soccer Team Was a member of the Humboldt State University Men's Soccer Team.