Implement data risk mitigation in critical OCC regulatory reporting, and data quality issues in Enterprise Finance and Data organization (budget and FTE figures are proprietary). FRB Capital Assessment Stress Test Reports (CCAR), Bank Secrecy Act/Anti Money Laundering and supporting schedules.► Mitigate risk on ~ 75 Risk and Regulatory reports leading enterprise domestic and offshore initiative to drive consistent use of data across reporting aligning with Fed large bank holding company directives.►Collaborate with Senior Leadership from each line of business responsible for the creation and submission of Federal Regulatory and Risk reporting. Objective to problem solve known data quality issues previously identified to determine if potential overlap exists across required reporting. Validate the specific risk and extent of the risk partnering with leadership to mitigate prior to submission

Financial consulting start-up focused on a niche market of small to medium-sized businesses. Specializing in M&A and divestitures, ALM modeling, lean management, business intelligence & analytics, budgeting, and economic micro/macro assessments with potential business impact. Also, providing risk management controls and risk mitigation processes, accounting support services and ERP planning and implementation.✪ Prior engagements included- working on a multi-deal M&A transaction in the insurance industry. Determining capital requirements and sourcing. Leveraging complex dynamic models to drive updated scenarios based on variable projected growth rates ✪►NOTE- Business engagements are not operational as a full-time employee of Wells Fargo due to a potential conflict of interest with services provided by Wells Fargo Bank N.A.

► Senior Finance and Accounting leader for HomeServices Lending, an affiliate of Berkshire Hathaway. Led a team of 8 Accounting and Finance staff responsible for financial control and analysis. Accountable for providing financial leadership to drive business results and controls exceeding expectations to the business plan. Collaborated with the CEO and other select department leaders as the Finance leader for the Executive Leadership Team focused on driving business results across the organization with a "hands-on" approach. Developed a culture of Integrity and dedication to an optimal customer experience with a high level of financial acumen.Key Responsibilities:● Initiated collaborative relationships with the CEO/CFOs of our national real estate business model. Provided them with consultative support monthly on the key drivers of their businesses focusing on net revenue and capture rate % of total originations for HomeServices Mortgage.● Designed, implemented, and directly engaged in the month end financial reconciliation process. Collaborated with capital markets on MSR and FAS 157 models and reporting and ALM modeling.● Led budgeting process working with the Group CFO on critical business goals. Led implementation of HOST EMP budgeting SaaS tool to automate the process by leveraging load templates that aggregate data and significantly improve data integrity moving away from Excel-based manual budgeting.● Developed Accounting and Finance into high performing, empowered teams that were provided the tools required to be successful in their roles. Included training on functions critical to the success of the team.● Established revenue generating strategies including collaborating on moving investor delivery from best efforts to mandatory driving ~20 basis point improvement to meet financial goals. Provided training to the senior leadership team to develop their advanced knowledge of the P&L by consolidated line item.

► Direct accountability for creating and implementing the organization's financial goals, objectives, and budgets with "hands-on" engagement in all functions. Finance leader of the Executive Leadership Team collaborating with the CEO, Board of Directors as well as other company executives to drive business results. Accountable for key financial decisions, ALM modeling, asset procurement, and strategic business planning.Key Responsibilities:● Led Finance, Accounting, and HR for start-up mortgage company with "best in class" seamless back office model driven by industry leaders in Sales and Operations. Customer centric model that continues to capture market share and penetrate predictive data analytics with Morelity ☛ https://morelity.com/● Led first full audit collaborating directly with external auditors to successful completion. Directly engaged with "hands-on" involvement through the entire process with no material findings.● Automated AP/AR to electronic billing and ACH payments improving cycle time by 30%.● Led initiative to implement the migration of HR functions to co-employer HR provider Aureon.● Re-engineered treasury management process and modeling to meet critical working capital obligations.● Collaborated with CEO and Board with M&A, divestitures, and strategic realignments.● Created financial statements and executive summary for both 10Q and 10K SEC filings.● Re-engineered monthly financial statements, financial presentation packages, and reporting/analytics.● Analyzed historical financial trending to create regression analysis to improve forecasting accuracy to reach 95% confidence intervals on key metrics to identify future needs and industry and economic trends.● Performed reconciliations of bank statements, balance sheet, and journal entries.

► Accountable for driving high priority finance and operations initiatives for CitiMortgage Servicing-Default. Indirect leadership role for a team of 14 Financial Analysts. Established strong relationships across the organization increasing ability to collaborate effectively. Led project for CitiCards to re-engineer 50+ capacity models variable inputs and standardized practices across all sites. Improved productivity by 15%, saved $1.8 million in expenses.Key Responsibilities:● Collaborated with leadership team on an internal $25+ million technology capital expenditure. Accountable for the project approval metrics including ROI, NPV, and payback period as a stipulation of the corporate approval process as well as internal decision-making criteria.● Leadership role that was "hands-on" driving the consolidation and delivery of all reporting presentations with analytics and assumptions that supported business results and told the financial "story."● Created the business plan/budget, monthly/quarterly forecasts, and monthly review packages and presentations. Provided the appropriate level of analytics and metrics leveraging IBM Cognos TM1 OLAP database functionality. Delivered all reporting and presentations with data integrity and provided on a timely basis. Created a controlled environment to meet all stated objectives.● Identified business needs and conducted ad-hoc research and analysis to present findings to senior management with recommendations based on assumptions supported by analytics. ● Created significant levels of process improvement in the consolidation of the monthly reporting package.

Multiple business lines and responsibilities as a VP of Finance:►Reporting & Analytics● Finance leader of the Strategic Leadership Team of a corporate-wide initiative conversion to a single origination system.● Collaborated on a corporate-wide project to consolidate data from 15 disparate origination systems into robust reporting/analytics process, saving $12 million annually.● Led and strategically staffed team of 25 finance, technology, and project management staff. ● Directly managed $10 million budget, with direct support of $500 million budget.● Created metrics based, analytical reports consolidating 3,000 reports. Increased productivity by 15%.►Wholesale Lending ● Led a team of 20 Finance staff accountable for $300+ million P&L and budget including ALM modeling, sales, operations, and pricing functions.● Accountable for compliance with CCAR requirements for Dodd/Frank stress testing initiative. Created multiple what-if scenarios around financial performance given multiple interest rate and market environments, ALM modeling yielding objectives and metrics to meet commitments.►Retail Fulfillment ● Matrix reporting to the Retail CFO and the EVP Retail Fulfillment Leader as well as the Finance leader of the Fulfillment Leadership Team comprised of geographic based leadership throughout the US along with support functions; HR, Training, Underwriting (RUA), and Corporate Communications. ● Accountable for managing the financial control and support of Fulfillment with $280+ million budget and 4,000 to 6,000 staff based on the correlation of the volatility of interest rates and staffing need.●Led the reduction of the overall site footprint, decreasing facility expense by $15 million. Reduced staffing saving $12 million. Increased productivity 5%, saving an additional $10.2 million.

►VIce President of Finance ● Collaborated with the Site President and other select department executives as the Finance leader for the Site Leadership Team whose focus was to drive business results to exceed expectations across the organization with a "hands-on" approach. ● Led team responsible for financial planning and control of $360M private label annual expense plan for Sears, The Home Depot, and multiple oil company portfolios.● Spearheaded Finance team responsible for due diligence/integration of the acquisition of The Home Depot $15B, and Sears $35B private label credit card receivable portfolios.►Early Citibank Positions 1995-2001● Assistant Vice President Finance/Sr. Financial Analyst/Financial Analyst/Customer Service Analyst/Commercial Credit Analyst/Business Information Security Officer (BISO)● Promoted four times during my first seven years before reaching senior finance role at the site as the VP of Finance