I am a group health actuary (FSA, MAAA) that works with employee benefit consultants to enhance the services they provide to employer plan sponsors. My past experience is on both the insurer and broker/consultant side of the business. Since 2011, when I started Benefit Innovators, I have been applying my experience and expertise as a healthcare actuary by partnering with employee benefit brokers and consultants. My goal is to help my clients provide top-notch services to the employers they work with and to help manage the cost and risk those groups bear in providing health benefits to their employees. I strive to be affordable and flexible to the needs of each individual I work with.Benefit Innovators offers the following services to insurance professionals, employee benefit consultants, and the clients they serve:Employee Benefit Design and Cost ModelingShort and Long Term Healthcare Budgetting and Cost ProjectionsRate and Renewal Review (fully insured and stop loss)Self Funded Feasibility Studies - analysis of fully insured, self funded and partially self funded optionsCOBRA Rate DevelopmentIncurred But Not Reported (IBNR) Reserve AnalysesSelf Funded Cooperative and Captive program feasibility studies, program design and managementSpecialties: Actuarial Consulting, Data Analytics, Self Funding, Healthcare Reform, Employee Benefits Cost Modeling and Group Health Benefits including Medical, Prescription Drug, Dental and Vision.