FinTech Executive who has served as Chief Risk Officer and Head of Data Science for multiple FinTech companies that have scaled 100x+ during my tenure. I am at my best when driving large financial and strategic outcomes, designing products that automate key business processes and building exceptional and diverse global teams.Driving Meaningful Outcomes• Led PayJoy's rapid growth from 50 employees in 2 countries to 1500 with operations in 8 countries.• Led Prosper.com's growth from a $20MM valuation to $1.8B valuation in 3 years and moved from Risk Manager to Chief Risk Officer and Head of Data Science by consistently driving results.Building Innovative Teams• At PayJoy, Financial Products builds the regulatory and technical solutions powering 10s of millions of dollars in EBITDA that brings millions into the modern financial system each year.• Built Prosper.com’s Data Science team from the ground up. Team was the first in the US to have ML model approved by the OCC, which was underpinned by a novel addition we made to XGBoost.Launching New Products• Wrote initial PRD and algorithms for novel consumer finance products (PayJoy Credit Line, PayJoy Cash) as well as internal tools that optimize portfolio return, stop fraud and value the debt portfolio.• Pitched and signed banking partners and designed data back-end for Prosper’s HELOC product.Raising Debt and Equity• Executed multiple securitizations of Prosper.com assets with each securitization comprising $500MM+ of consumer unsecured loan assets.• Sign and manage debt facilities and asset-purchase agreements for $10B+ in loan assets.• Raised over $500M in debt and equity at PayJoy including Series C with Warburg Pincus and Series B with Greylock