Brady Drummond-Ryan Email & Phone Number

Dallas, Texas, Us

Mortgage Banking | Underwriting | Financial Services | Credit Analysis | Real Estate Services | Property ManagementBUSINESS DEVELOPMENT / COMMUNITY ENGAGEMENT / DIRECT SALESMORTGAGE BANKING / PROPERTY MANAGEMENT / REAL ESTATE SERVICESA focused and creative community-minded management professional with broad experience in multiple aspects of mortgage loan originating, direct sales, and residential real estate services. A skilled community manager with expertise in residential property & commercial facility management. Recognized for ability to cultivate strong business relationships throughout the Carolinas. Adept at best practices for successful delivery of program services. Respected for experience with leadership, organization and business development to facilitate the market position of companies represented. Excellent interpersonal, relationship and team building skills. Licensed NC real estate agent (#272149)

Roseville, California, Us

Mortgage Banking | Underwriting | Financial Services | Credit Analysis | Real Estate Services | Property ManagementA focused, proactive and dedicated mortgage professional with broad experience in multiple aspects of mortgage finance, underwriting, credit analysis, community management, property management and real estate services.Also known as a creative, focused community-minded management professional with broad experience in multiple aspects of non-profit management, fundraising, fiscal management, sales, marketing, public relations volunteer recruitment & training. Recognized for ability to cultivate strategic partnerships throughout our community. Adept at best practices for successful delivery of program services. Respected expertise in leadership, organization and networking to facilitate the cause of organizations represented. Passionate about customer service with exceptional presentation skills along with a proven track record of oral and written communications.

Dallas, Texas, Us

Mortgage Banking | Underwriting | Financial Services | Credit Analysis | Real Estate Services | Property ManagementA focused, proactive and dedicated mortgage professional with broad experience in multiple aspects of mortgage finance, underwriting, credit analysis, community management, property management and real estate services.Also known as a creative, focused community-minded management professional with broad experience in multiple aspects of non-profit management, fundraising, fiscal management, sales, marketing, public relations volunteer recruitment & training. Recognized for ability to cultivate strategic partnerships throughout our community. Adept at best practices for successful delivery of program services. Respected expertise in leadership, organization and networking to facilitate the cause of organizations represented. Passionate about customer service with exceptional presentation skills along with a proven track record of oral and written communications.

Virginia Beach, Virginia, Us

Atlantic Bay Mortgage is An Equal Opportunity Lender For more information visit: bradydrummondryan.comTo verify a financial services provider: nmlsconsumeraccess.orgMORTGAGE BANKING / UNDERWRITING / DIRECT SALES / REAL ESTATE SERVICES/ MARKETING / FINANCIAL SERVICES / CREDIT ANALYSIS / FINANCING EDUCATORA focused, proactive and creative sales professional with broad experience in multiple aspects of mortgage loan originating, credit analysis, underwriting and residential real estate services (buy, sell & rent). Skilled community manager with residential property & commercial facility management. Recognized for keen ability to establish long-term business relationships throughout the Carolinas. Respected for experienced leadership, organization and business development to facilitate the market position of organizations represented. Licensed NC real estate agent.• Mortgage Loan Officer licensed in NC and SC. • NC licensed real estate agent: #272149.• More than doubled loan volume in first four years with ABMG by creating strategic relationships with developers, banks, credit unions, real estate firms, Realtors, builders and individual buyers/sellers/investors. • Educated builders, Realtors and consumers on mortgage programs and requirements, especially construction loans.• Created successful account management, marketing and customer service strategies which significantly contributed to business growth.

Resident occupancy was doubled while cutting monthly expenses by 30% in just six months. Duties included all executive, managerial and administrative tasks including: • Business Development• Community Relations • Facility Management• Fiscal Management• Sales, Marketing & Public Relations• Staff acquisition and training• Property maintenance • Resident admissions and retention • Regulatory Compliance

San Francisco, California, Us

Responsible for analysis of credit, income and assets. Specializing in reviewing, analyzing, approving, and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines, specializing in underwriting Home Affordable Refinance Program (HARP) applications. Dependent on division and complexity of underwriting, functions included reviewing financial statements, credit reports and applicable ratios, evaluating, examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines, contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision.More Information about the Home Affordable Refinance Program (HARP)If you are a homeowner with a mortgage, the Home Affordable Refinance Program (HARP) is designed to assist you with refinancing your mortgage loan. Even if you owe more on your mortgage than the current value of your home, you may be eligible for a HARP Loan. If you qualify for a HARP Mortgage Refinance, we can provide you with a new, more affordable mortgage loan. While a HARP loan is a great way to lower your loan payments, it is also a great program for reducing the term (length) of your loan or converting your ARM (adjustable rate mortgage) to a fixed-rate mortgage to increase your financial security. Nations Lending Corporation is a direct lender offering HARP refinance loans to homeowners who are eligible. We are also able to refinance your home loan if you have mortgage insurance (PMI) or don't have mortgage insurance.

Dania Beach, Fl, Us

• Managed large portfolio of community homeowner associations (HOAs).• Managed large-scale capital projects, contract negotiations and vendor repair orders.• Prevented the loss of The Palisades, a multi-million dollar account, with better on-site service.• Consulted regularly with legal office to ensure compliance with HOA governing documents.• Developed annual community budgets, monitored success, adjusted for variances. • Association Management Specialist (AMS®)• Certified Manager of Community Associations (CMCA®)

Charlotte, Nc, Us

• Managed large portfolio of community homeowner associations (HOAs).• Managed large-scale capital projects, contract negotiations and vendor repair orders.• Secured a $1M loan to replace 40-year-old boiler-chiller system at Quail Hollow Estates.• Quail Hollow Estates requested my on-site presence once weekly to better serve community needs.• Planned and facilitated Board & Annual meetings along with Special Meetings & Hearings• Consulted regularly with legal office to ensure compliance with HOA governing documents• Developed annual budgets, monitor success and adjust for variances• Facilitated long range planning for major capital projects

Charlotte, Nc, Us

Completed the 75 hour course work and exams to sit for the state licensing exam. I passed the state exam and became a Provisional Broker. An additional 90 hours of classwork is required to obtain Broker status. I completed my coursework and obtained full Broker status in May 2013.

Plano, Tx, Us

• Originate residential mortgages for individuals purchasing new homes and/or refinancing current homes.• Credit Analysis• Developed successful mortgage business in Charlotte, NCby creating strategic relationships with developers, realestate companies, Realtors® and individual buyers.• Interfaced with multiple lending institutions• Knowledgeable of underwriting guidelines for multiple loanproducts• Experienced with credit portfolio risk assessment• Educated builders, Realtors® and consumers on mortgageprograms and requirements (FHA, VA and Conventional).• Expertise with HUD programs• Created successful account management and customerservice strategies which significantly contributed tobusiness growth.

Developed successful mortgage business by creating strategic relationships with developers, real estate companies, realtors and individual buyers. Educated builders, realtors and consumers on mortgage programs and requirements.(conforming, FHA, USDA and VA loans). Created successful account management and customer service strategies which significantly contributed to business growth.

Agency’s first Development Director – responsible for all development efforts for six offices, which provide health and human services throughout 46 counties in Western NC. Responsible for direct mail annual appeal, Board development (identification, recruitment and training of key volunteers), major gift solicitations, and planned giving, along with public relations and marketing. Published annual report and bi-annual agency-wide newsletter. Webmaster for agency website -- www.cssnc.org• 274,799 raised in 1999-2000 Annual Appeal (71% increase with $113,799 new).• Reorganized 9-year-old annual gala – renamed “Wings of Hope” – by securing Founders Hall & corporate sponsors, while adding live entertainment & a silent auction. Event raised $32,000 from ticket sales, silent auction and in-kind gifts (doubled previous year’s net profit)• Secured first-time software donation from Microsoft Corporation totaling $66,000• Secured first ever corporate gift from BB&T Corp. totaling $11,000

Techline• Three-year old company with $1 million in annual sales for office furniture, cabinetry and lighting.Tegra Telephone Systems, LLC • Four-year old company with $3 million in annual sales for business telephone equipment, voice mail systems, long distance and wireless services (AT&T Wireless, Nextel, Wiltel).• Sold more than $150,000 of telephone equipment in 6 months time frameMetrocall, Inc.• Thirty-year old company with over 4 million subscribers, providing local, regional, and nationwide paging, long distance and other wireless services• Personal sales topped $50,000 in monthly recurring revenue • Named “Pager/Voicemail Representative of 1995” for top sales performance• Promoted to Senior Sales Consultant in 1996

Boone, Nc, Us

Directed annual giving campaigns for alumni, parents, reunion classes and faculty/staff. Assisted with $22 million Capital Campaign. Directed identification, cultivation, solicitation, and stewardship of major gift prospects. Supervised assistant director. Coordinated comprehensive direct mail/telemarketing program soliciting over 55,000 alumni from 5 colleges.• $500,000 raised in Annual Fund Drive• $80,000 raised in first comprehensive faculty/staff solicitation (13% of total raised)

Rochester, Ny, Us

Directed annual giving campaigns for alumni, corporations, parents, students and faculty/staff.• $1.125 million raised in Annual Fund Drives (22% increase with $106,000 new)• Developed first matching gift agent program• Doubled number of fund drive volunteers (150 new)

Rochester, Ny, Us

Top Metro One, United Way nationwide raising over $30 per capita in the greater Rochester Area. Coordinated all activities related to successful employee campaigns, including volunteer recruitment and training. Organized major gift solicitations. Developed corporate/foundation request strategies.• Over $13 million raised in four campaigns (14% of total raised)

Rochester, New York, Us

Directed all youth & family programs including summer day camp, managed staff and department budget.• Doubled program participation in first year as Program Director

Master, Social Work

Ba, English