I have been in the mortgage industry for the past 19 years. In that time I have learned a few things that most people have in common – people would generally prefer to have less debt and more money in their bank account and no one enjoys the finance process itself when it comes to refinancing or purchasing a home. Therefore, my goal is to help evaluate your financial situation and understand your short and long term financial goals and then utilize your mortgage to help you accomplish those goals. Furthermore, I will make sure that you are aware of every aspect from start to finish so that you will never be left wandering what is going on with the process.Although I have an extensive amount of experience working with almost all loan programs, I specialize in VA Lending and purchase financing. I find it to be extremely gratifying to work with veterans and help them improve their financial situations and maximize their wealth. Furthermore, it is also quite rewarding working with anyone buying a home but more specifically, a first-time home-buyer. Knowing that you helped someone accomplish the first step in obtaining their ”American Dream” is really difficult to put into words.