Manage and expand a portfolio of business banking relationships.

- Maintain and expand a loan portfolio of business banking relationships for prospective and existing customers- Analyze business financial information to evaluate degree of risk of business loans- Managed and monitored market’s monitored revolving line of credit portfolio- Negotiated proper loan structures within guidelines; communicating terms and loan status to customers; developing new business banking relationships; cross selling banking products and services; providing excellent customer service

- Maintain and expand a loan portfolio of business banking relationships with existing and prospect customers.- Communicate terms and loan status to customers.- Develop new business banking relationships.- Cross selling banking products and services.- Provide excellent customer service.

•Reviewed loan applications and analyzed credit information to make a general assessment of customer’s creditworthiness•Conducted in-depth review of balance sheet and profit and loss statements presented by applicants for commercial loans or lines of credit•Analyzed appraisals of real estate used as loan collateral•Assessed liquidity, quality of management, market position and overall business climate to estimate future profitability of business•Prepared reports summarizing findings