Brandon Nickoli Email & Phone Number

Dublin, Ohio, United States

• Build relationships with customers and cultivates accounts into long-term customer alliances and continues to identify and promote opportunities for additional sales within the territory.• Actively identify and prospect for potential clients to develop and grow territory sales through market research, leads, and making cold calls.• Partners with Wholesale Manager to understand and navigate customer relations.• Identify key stakeholders and work towards building a “trusted-advisor” relationship(s) with decision makers• Customer support, including tendering and negotiations of complex energy supply contracts, creation of analyses and reports• Strong capability in building partnerships with wholesale customers and functional leaders in different businesses and shaping strategic agendas• Ability to communicate persuasively internally to senior management and externally to customers owners/buyers.• Conduct market research to gathering information on competitors, supply infrastructure, suppliers, and pricing dynamics• Knowledge and understanding of the Buckeye, Sunoco, Marathon and Wolverine pipeline and terminal systems. • Request and gather supply information (quantities by terminal and product) from prospective customers• Ensure all account information is setup correctly for tax and billing purposes• Serve as Primary Contact for customer for day-to-day supply allocation, loading, and billing issues.• Ensure customer service quality, efficiency, and accuracy with all transactions.• Resolve customer complaints in a friendly and tactful manner.• Submit new customer and/or new supply requests for supply and credit approvals.• Interfaces with various departments including Credit, Accounting, Sales, and Supply to help support our team and customers, as needed.

Dublin, Ohio, United States

• Ensure compliance to credit policies and procedures and maintain consistency with other credit teams within the organization.• Develop and maintain close relationships with marketing to fully understand and support the businesses with appropriate levels of risk mitigation and flexibility to optimize the value in sales.• Monitor industry news and events to identify and mitigate financial risks. • Gather and review information from customers and Marketing to adjudicate and establish credit limits required to support the business. • Provide key insights regarding customers such as the customer’s operational excellence, industry position, market niche, longevity of management or any other relevant details that may influence the credit decision for limits. • Assist with daily limit control, allocation, and reporting.• Assist with ensuring customers are properly set up in transaction systems. • Ensure all audit requirements are met and best practices are adhered to. • Monitor compliance to approved credit limits by identifying and reporting credit policy deviations including over limit situations. • Ensure accounts are within the approved credit limits per company policy. This involves making daily collection calls and coordinating alternative payment methods.• Identify, recommend, and obtain securities or assurances from counterparties and customers necessary to mitigate credit risks. Ensure required securities or assurances are in place to mitigate risks.• Participate in weekly and monthly meetings as a representative of credit, including providing updates and presentations related to areas of subject matter expertise.

Dublin, Ohio, United States

• Credit risk management of an assigned trade and notes receivable portfolio • Evaluate and recommend bad debt reserve requirements for an assigned portfolio• Credit decision-making within the scope of authority for both new and existing customer relationships• Operate with an enterprise view of a customer’s aggregate relationship• Reduce risk of loss on high-risk accounts, including working with inside and outside counsel• Adherence to credit policies and procedures• Provide leadership to manage the accounts receivable portfolio including strong collaboration with the collection department• Recommend possible enhancements to current credit policies, practices and procedures• Review and approve customer credit and financing requests based on sound credit fundamentals• Adherence to documentation requirements of the credit approval and conditions• Stay informed of changing trends in healthcare and the potential impact on the financial health of Cardinal Health’s customer base• Assist sales personnel with customer relationship management• Correspond with the sales team to efficiently approve or deny new credit requests.• Educate the sales team on credit approval standards.• Assist with goal setting and meeting targets set by the department.

Dublin, Ohio

• Ensure compliance to credit policies and procedures and maintain consistency with other credit teams within the organization.• Develop and maintain close relationships with marketing to fully understand and support the businesses with appropriate levels of risk mitigation and flexibility to optimize the value in sales.• Monitor industry news and events to identify and mitigate financial risks. • Gather and review information from customers and Marketing to adjudicate and establish credit limits required to support the business. • Provide key insights regarding customers such as the customer’s operational excellence, industry position, market niche, longevity of management or any other relevant details that may influence the credit decision for limits. • Assist with daily limit control, allocation, and reporting.• Assist with ensuring customers are properly set up in transaction systems. • Ensure all audit requirements are met and best practices are adhered to. • Monitor compliance to approved credit limits by identifying and reporting credit policy deviations including over limit situations. • Ensure accounts are within the approved credit limits per company policy. This involves making daily collection calls and coordinating alternative payment methods.• Identify, recommend, and obtain securities or assurances from counterparties and customers necessary to mitigate credit risks. Ensure required securities or assurances are in place to mitigate risks.• Participate in weekly and monthly meetings as a representative of credit, including providing updates and presentations related to areas of subject matter expertise.

Dublin, Oh

Supports Specialty Pharmaceutical Distribution, the Medicine Shoppe International and Medicap Pharmacy portfolios.

Dublin, Ohio

Demonstrates working knowledge of credit underwriting analytics and risk assessmentAnalyzes financial statements and assesses risk. Identifies and escalates high risk accountsIdentifies industry dynamics and applies to credit underwritingApplies awareness of conflicting viewpoints to credit underwriting and risk assessment to resolve routine issuesWorks to understand complex functional situations by paying attention to the details of the tasks at hand and by breaking them down into smaller piecesUses deep subject matter/functional expertise, influence and process skills to help internal/external customers and stakeholders identify and meet their high priority needs while considering cultural and diversity implicationsDemonstrates deep customer expertise; collaborates with appropriate parties to identify the drivers leading to business successEncourages informed Risk-taking and acts as a catalyst for innovation at Cardinal Health; generates practical, sustainable and creative options to solve problems and create business opportunities, while maximizing existing resourcesProactively develops and maintains technical knowledge in specialized area(s), remaining up-to-date on current trends and best practices

Westerville, Ohio

Works independently on general assignments and under the direction of the senior commercial credit analyst team on complex projects and analysesAnalyzes credit reports, personal financial statements, and tax returns of loan applicantsMakes recommendations to management and effectively communicates reasons for decisionsCommunicates with internal and external clients to ensure complete customer satisfaction

Responsible for the identification and management of counterparty risk in certain Payments Services relationships, including key merchants, acquirers, issuers, processors, etc.Analyze assigned portfolio timely and accurately, identifying associated risks due to transaction flow or financial stability of counterparty.Identify governing legal agreements, and develop risk mitigation proposals within the terms of the agreement.Ensure legal agreements appropriately in place for clients over relationship life cycle and reflecting changes in corporate structure as needed.Create summary documentation of risk review for key clients for management review.Participate in risk and mitigation related discussions with internal and external customers.Manage financial risk associated with counterparty through relationship life cycle, including bankruptcy case management as needed.Ensure appropriate compliance and legal requirements are considered when reviewing new or existing programs, business models, and counterparties.Implement defined risk mitigation strategies.

Support Third Party Lending Agreement processSupport Discover Bank reserve processCorporate structure and Merchant Services Agreement researchResearch and projects as needed to support risk and sales initiativesMitigate exposure due to possible upcoming bankruptcy filingNegotiate contract addendums and mitigation to lessen potential exposure

Research and resolve processing or settlement problemsMaintain merchant master files, making changes as requested by the corporationPerform periodic reviews of financial and organizational status of assigned accountsResearch and resolve inquiries and complaints to obtain quality commitmentRecommend improvements in service based upon client inquiries or complaintsOversee implementation of accounts into the processing systemMake decisions as to the validity of disputes created

Service merchant accounts for Discover NetworkResolve merchants questions and complaintsHandle inbound and made outbound calls to solve merchants needsUse multiple computer programs to satisfy needs of the clientOversee processing and settlements for accounts

Resolve clients questions and complaintsRespond to inbound and outbound calls to assist clients and company in an effort to prevent fraud.Research client’s security information for verification to minimize company losses.Queue accounts for follow-up for accountability and efficiency.Communicate with Team Leaders to work specialized campaigns to streamline workflow.Communicate with Merchants to verify addresses to minimize Merchant losses and prevent fraud.Convey to Merchants, company policy, third party disclosure laws, account status disclosure during a hot call situationGive voice authorizations to Merchants, as well as forced authorizations to work toward the Merchant and company’s common goals.Assist upper management in analyzing potential employees through monitoring.Assist training department with new hires.Take leadership position on team to answer any questions team members may have to reduce the number of supervisor calls.Consistently use Discover Card’s core values in order to give World Class Service to our clients.

Managed scheduling for over thirty employees.Ordered all products and supplies for the businessCommunicated with vendors when ordering to keep costs as low as possible for the business.All aspects of handling opening and end of day paperwork through Quicken and POS software.Oversaw payroll and accounts payable.Handled all money and credit card transfers with the bank.Resolved issues with POS register systems.Covered all hourly workstations in the event of an unplanned absence.Recruited, scanned, hired, and terminated employees.Oversaw training program.

Received inbound and made outbound phone calls to assist in auto glass insurance claims.Entered auto glass insurance claims into computer database.Ordered parts to fix damaged vehicle.Scheduled appointments for client to have vehicle repaired.Trained and monitored newly hired employees.

Bachelor Of Science In Business, Banking And Financial Support Services

The Bachelor of Science in Business with a concentration in Finance emphasizes financial concepts, theories, and practices to promote.

Business

Business

Education record