• Collaborate with Portfolio Managers to manage a portfolio with exposure of over $1.8 billion consisting of both domestic and international corporate clients across various industries, with a focus on the aerospace and defense sector.• Proactively manage credit risk by monitoring industry, geographic, and client-specific risk factors, as well as monitoring client performance and broader market events.• Prepare credit approval memos for both new and existing clients, identifying key trends and credit risks to ensure alignment with the bank's established credit policy, and providing clear and well-supported recommendations to management.• Ensure compliance with credit agreements by actively managing covenant compliance and overseeing the provision of all necessary financial documentation in accordance with the credit agreement.

• Interfaced with bankers and clients to underwrite relationships at origination.• Reviewed proposed loan structures to assure compliance with established credit structuring guidelines and partnered with credit approvers as appropriate to waive credit policies.• Managed credit risk through annual reviews to evaluate financial performance and compliance with the terms of the credit agreement, including established covenants.

• Provided direct support to the management of credit portfolio with over $500 million in exposure.• Underwrote, prepared, and presented credit packages for existing and potential relationships that accurately conveyed the scope and scale of credit requests.• Utilized risk rating models to quantify credit risk.• Identified unique factors in risk profiles and advocated for subjective changes to risk ratings.• Evaluated and assessed the operating financial performance of existing credits to monitor credit integrity. • Created proforma projections to illustrate a client’s theoretical performance under assumed economicconditions.• Monitored financial covenants and data to verify compliance with credit agreements.

• Oversaw research initiatives and data analytics collection in the Grocery-Anchored space nationwide• Trained and supervised a group of ten interns in tracking on market deals, researching property ownership information, and recording property transaction history• Posted relevant articles about industry trends to the company’s social media account so that the company can gain exposure to the decision makers of the commercial real estate industry• Captured information about all “on market” Grocery-Anchored deals in the country so that market trends can be tracked, and reported

• Corresponded with vendors to procure required documents and certificates to satisfy compliance and due diligence regulations • Audited vendor database to ensure all vendor contracts are properly cataloged• Facilitated the assessment of current vendor performance through surveys which influence contract renewal decisions  • Reviewed existing and new vendors’ insurance policies to verify that appropriate and sufficient coverage is in place to protect the company, staff, vendors and the general public. Prepare documents and reports in preparation for annual audit by the National Credit Union Administration (NCUA)

• Created and maintained a positive living and learning environment designed to foster a strong sense of community • Planed and implemented monthly floor wide programs• Mentored and facilitated personal and professional development of up to 52 “first time in college” residents• Addressed the needs of residents ranging from personal to academic and mediate conflict resolution between roommates• Ensured the safety and security of residents by completing nighttime duty rounds, and respond to incidents covering a community of over 1,000 residents • Received over 50 hours of training on diversity, emergency response procedures, mediations, bullying, fire safety, etc.

•Researched the scope/scale of potential clients' business history and analyze their financial statements (statement of cash flows, balance sheets, statements of equity) for the evaluation of credit worthiness of business loans•Translated tax documents and financial statements into credit analysis software•Created a user guide to assist staff with migration of new software•Completed training in BSA and AML compliance

• Supported account management through data collection of commercial property sales• Researched industry related trends for social media marketing• Assisted market strategy through demographic research of targeted and potential clients• Researched and created accounting of specific grocery store locations to aid in marketing efforts

• Processed sales and service transactions at the point of sale• Assisted costumers in finding particular sizes, colors, and styles of clothing• Offered customers product suggestions and pairings• Ensured merchandise selling standards through proper folding and display presentation• Sorted and prepared retuned and misplaced merchandise for selling floor• Promoted the use of the store credit card for purchases