Breidy Siminiel Email & Phone Number

New York, Ny, Us

New York, Ny, Us

• Facilitate the Third-Party Monitoring team through the execution of comprehensive collection account audits, with a primary emphasis on conducting in-depth financial analyses. This involves a thorough examination of financial components in consumer lending to ensure adherence to industry standards, as well as legal and regulatory requirements• Proficiently calculate balances for accounts subject to recall by business partners, playing a pivotal role in accuracy and precision. Ensure the company’s pursuit of the correct amount before releasing accounts to the collection floor, thereby contributing to effective debt recovery strategies • Maintain an up-to-date understanding of the financial landscape by proactively monitoring industry changes, regulatory updates, and federal/state law modifications in consumer lending, as well as Federal Reserve interest rate adjustments

Oswego, New York, United States

• Oversaw and managed real estate projects, resulting in a 35% increase in club membership and 20% increase in active participation • Led a team in managing and expanding 3 properties, leading to a 15% portfolio expansion and 10% forecasted revenue increase for property owners• Exhibited communication skills by meeting with different parties to get the club approved and demonstrated leadership skills by putting a10-member executive board together

Oswego, New York, United States

• Assisted in managing a half million-dollar portfolio of 100% stocks across different sectors such as technology, health care, and industrial to maximize the portfolio’s return on investment • Conducted extensive research on industrial companies’ stocks to provide valuable insights and investment opportunities, resulting in a 5% increase in capital allocation for the portfolio’s industrials sector • Contributed to strategy implementations by analyzing market data, identifying trends, and providing valuable inputs for investment decisions

• Performed an in-depth analysis of the financial statements of Evan’s Bancorp (EVBN) and its competitors, evaluating their equity and determining whether EVBN is suitable for a buy, sell, or hold recommendation for investors• Utilized historical data to forecast the financial statements of Evan’s Bancorp (EVBN) for the next 5 years, implementing compound annual growth rate analysis to minimize biases in projections • Acquired expertise in applying various valuation methods, such as discounted cash flow, price to earnings/book, and dividend discount model, to assess the investment potential of companies