Brenda Kellner Email & Phone Number

Amherst New York

Buffalo/Niagara, New York Area

Senior Underwriter – 8/2012 – Present Review and analyze credit and collateral documentation  Loan documents consist of “paper files” and paperless files, via Empower & Blitz Docs Underwrite FHA; USDA; SONYMA and Conventional loan products  Each loan file is elevated ensuring requirements for M&T Bank and the Investor are met Partnership with the.

Walnut Creek, CA

Endeavor America/The Money Source– 11/2016 – PresentWalnut Creek, CARemote Senior Underwriter – 11/2016 – Present Reviewed and analyze credit and collateral documentation in accordance to FHA and Endeavor America requirements Paperless loan files utilizing Blitz Docs and Super Easy LOS systems Loan products consisted of FHA purchase/ rate & term.

Depew, NY

Manage Collateral and Government Post Closing pipelines, ensuring timely review and corrections for Investor saleabilty, and FHA Endorsements. Implemented improved process flow improvement. Created positive working environment with open two-way communications. Conducted monthly individual employee coaching sessions, providing positive constructive feedback.

Depew, NY

Managed daily mortgage operations for an assigned channel region of the country. Proactive management, monitor staffing, and production levels of regional operations team. Oversee credit lending decisions with reviewing and accessing credit risk while meeting Investor / Company guidelines and requirements. Attained Six Sigma Green Belt with identified.

Managed Collateral and Government Post Closing Pipelines, ensuring timely review and FHA Endorsements. Drove Employee Engagement resulting in 100% of team participation. Implemented improved process flow for FHA review and submission processes. Review challenging FHA loans for Senior Underwriters relative to meeting FHA requirements for obtaining FHA.

The positions I had throughout my career with HSBC Bank, USA, N.A. were DE Senior Underwriter; Regional Operations Team Leader; Regional Operations Manager to my current position of Post Closing Manager.

Managed daily mortgage operations for an assigned channel region of the country. Proactive management, monitor staffing and production levels of regional operations teams. Oversee credit lending decisions with reviewing and analyzing credit risk while meeting Investor / Company guidelines and requirements. Assisted senior management with policy making.

Depew, NY

Managed daily underwriting and closing pipeline, ensuring all production is complete within established service levels. Mentor and developed associates, improving upon their skill levels and knowledge to achieve the next career level. Ensure compliane monitoring and internal controls were in place. Proved excellent customer service with open communication.

Manage daily underwriting and closing pipeline, ensuring all production is complete within established service levels. Oversee credit lending decisions with reviewing and analyzing credit risk while meeting Investor / Company guidelines and requirements Mentor and developed associates, improving upon their skill levels and knowledge to achieve the next.

Depew, NY

Analyzed and approved residential mortgage applications in compliance with HSBC Bank, FHA/VA, and third-party Investor guidelines. Strong positive customer service orientation. Effecitvely communicated resolutions for problematic loan scenarios. Supported team associates by providing training initiatives for FHA government underwriting procedures and.

Analyzed and approved residential mortgage application in compliance with HSBC Mortgage, FHA/VA, and third-party Investors guidelines. Reviewed Credit documentation, Property Appraisal, Income and Asset documentation ensuring salability to the Investor. Identified potential fraud and notified the appropriate parties accordingly to company policy.Strong.

Certification Degree, Business Administration And Management, General

Business Diploma