Living The Life of Riley means Living A Carefree, Comfortable, and Thoroughly Enjoyable Way of Living and A Carefree Lifestyle!!! If someone is Living The Life of Riley, it means they have a Happy Life with little to no worries. The expression may be associated with a Luxurious or Generally Pleasant Life!!!Flipping Classy Cars and Vintage Watches.Retired NMLS Licensed #181356 / Mortgage Banker / Professional Mortgage Loan Consultant & Veterans Home Loan Advocate & Specialist Specialties: Certified Military VA Home Loan Specialist / Certified Reverse Mortgage Specialist For over 25 years, I have been helping people finance their homes. Not just a loan consultant, I consider myself a Professional Mortgage Consultant. I take great pride in offering sound advice to my clients to choose the best loan options from hundreds of loan program choices and I pride myself on being up to date on the latest changes in the mortgage industry. With an unsurpassed knowledge of the home loan process, I listen to my clients. I learn about their needs, desires and expectations and then present the best solutions for them. Whether it’s a first home or the last home they may ever own, I take the extra time needed to explain their choices and the loan process. My clients rely on expertise that only 25 years in the business can provide. I will guide them quickly and easily through the maze of loan options, help them feel confident in their choices and help them quickly achieve their next dream of home ownership! My experience has taught me to always stay focused on what is best for my clients, whether it is a purchase or refinance. Throughout my years in the mortgage industry, I have worked with some of the top real estate agents throughout the greater Cincinnati & Dayton areas and I recognize that home buyers are mutual clients, and, as a result make sure that everyone is well informed throughout the loan process. This same philosophy applies to my clients when refinancing…I want to make sure they are treated with the respect and honesty that we all deserve. I pride myself in being their Professional Mortgage Consultant for life and to have them feel comfortable with sending me referrals.