• Engages in business development activities and solicitation of new business• Actively have a portfolio of various types of loans from Consumer to Commercial Real Estate.• Gathers and analyzes all information necessary to present a financing request to Senior Management or Loan Committee for approval• Negotiates, underwrites and processes renewals of credit facilities.• Develops and maintains knowledge of financial industry, economy, market conditions, rates, vendors and competition.• Establishes long-term relationships with the bank's staff, clients and business partners.• Treats people with respect, keeps commitments, inspires the trust of others, works ethically and with integrity

• Actively and proactively prospect current and potential banking clients for opportunities to provide deposits, loans, or other financial products and services.• Actively have a portfolio of various types of loans from Consumer to Commercial Real Estate.• Review loan requests to new or existing customers up to a pre-determined limit.• Prepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee.• Monitors loan repayment activities, takes necessary action to collect past-due accounts.• Establishes long-term relationships with the bank's staff, clients, and business partners.• Participates in civic and community organizations, representing the company, but following personal interests. Attends customer and company-sponsored events.• Participates in the preparation of department budget, goals and objectives, and strategic planning