Brett Kelsay Email & Phone Number

Richland/Kennewick/Pasco, Washington Area

• Create financial management metrics and reports, projections and business cases for deployment of capital. • Lead management team on operational strategies to maximize cost savings and Gross Margin Percentage on product lines.• Support and participate in business development to expand current retail footprint.• Manage supply chain to ensure timely product distribution and placement.• Develop operational processes to ensure cost minimization and value maximization.

Walla Walla, Washington

• Participate and provide strategy, profitability and risk guidance during annual executive board strategic planning session.• Develop and propose loan/deposit pricing strategies to executive management and board of directors.• Recommend balance sheet management best practices and revenue/expense management initiatives.• Provide guidance to management on managing interest rate risk (IRR) of institution. (April 2010-Present)

Richland/Kennewick/Pasco, Washington Area

-Developed and contributing team member of Columbia Generating Station's Value Optimization Plan (VOP) project for implementing stations cost reduction initiative to remain competitive for cost of power generation in region.-Create monthly Corporate Executive Action Committee (EAC) presentation for senior management.-Create monthly CEO Cost Review presentation for Columbia Generating Station (CGS) Executive management.-Analyze and report data for Electric Utility Cost Group (EUCG) comprehensive cost reporting database.-Provide plant benchmarking and ad hoc reports to Executive and Senior management.-Develop and present business cases for capital projects using NPV and internal rate of return metrics.-Record, reconcile and report Corporate Contingency fund (checkbook) for O&M and Capital labor and non-labor budget and cost over and under runs.

-Analyze large ($10 million - $100 million) Agribusiness client financial information and structure financing facilities (underwrite) to provide success to the client and minimize risk to Rabo AgriFinance (RAF).

Walla Walla, Wa

• Generate information used by the Executive Team to manage bank’s exposure to interest rate fluctuations (interest rate risk). FDIC rated this function the most well managed area of the bank in a recent exam.• Supervise and mentor a subordinate Financial Analyst.• Participate in Executive ALM/ALCO meetings.• Determine Bank Loan Pre-payment speeds and Deposit Decay Rates by using statistical analysis to derive realistic behavior assumptions. • Analyze financial information to determine key drivers of results and explain findings to Senior Management. • Maintain the bank’s Asset/Liability financial model for management reporting, modeling business projections, forecasting budget data, and conducting business unit-level profitability analyses. • Handle management reporting for more than 150 business units, including a 200-page executive package.• Team lead for integration of acquisitioned subsidiary bank to bank holding company’s profitability/management reporting system, Profitstars.• Generate monthly performance metrics, and perform monthly interest rate risk reporting.• Implemented key process improvements to allow for more timely management reporting by decreasing reporting time from five business days, down to three.• Manage and generate monthly Commercial Officer profitability metrics for Commercial Banking Division.• Create JHA AS/400 Queries to access Bank data for required analysis of loan, deposit and reporting metrics.• Create PowerPoint presentations for monthly Board of Directors meetings.

• Carry out Business Development and Customer Management for contributing to the bank’s continued loan growth and increased customer base.• Conduct financial analysis and underwrite $250M-$2.7MM commercial credits while assisting with business marketing, sales calls and researching industry trends.• Calculate variances between actual and budgeted financial statements and identify trends within statements; forecast, and perform cost analysis on budgets of customers.• Analyze cash flow and calculate financial ratios on commercial customers using information from financial statements, tax returns, and budgets.• Prepare reports and presentations for Commercial Lending Center Manager and Division Manager.• Create custom Excel spreadsheets and PowerPoint presentations; network with customers during sales calls, bank events, and the underwriting process.

Bachelor Of Science (B.S.), Accounting And Finance

Activities and Societies: University of Oregon Finance Association: Director of Financial Affairs (Apr. 2004 - Jun. 2005)

Economics And General Education.