Lead an Underwriting & Risk Management team of 24 for Cigna's Integrated Pharmacy product within US Commercial. • Accountable for Pharmacy go to market pricing strategy development and execution of a $900M of earnings across 1.3M members and 3.2K annual quotes. • Influence and collaborate with pharmacy sales, medical sales, and medical underwriting to execute on pharmacy pricing strategy.

Financial accountability for the U3K Business Segment; manage a team of 5, including 1 director. • Finance lead for the largest re-organization in US Commercial’s history, impacting over 5M medical members and 3K employees, representing over $12B in revenue and $1.5B in earnings. • Promoted to BFO of the new Segment, responsible for: 1) P & L ($2.5B in earnings, 12% YoY growth); 2) membership growth (5.1M Members, 5.2% growth); and 3) direct operating expenses ($200M, 1.7K EE’s, +2% growth YoY). • Financial, Planning & Analysis responsibility for setting the targets across 20 markets, Sales Incentive Compensation for 500+ EE’s, UW and Case Level Rate Execution Targets and Operating Expenses (efficiencies & investments).

Led Financial Development Program (FDP), a graduate level rotational leadership program responsible for the recruiting, retention, rewards, training and rotations for 100+ associates. • Owning all recruiting-related activities, from recruiting strategy to hiring to onboarding; 1.2K applications, hired 55. • Align the right talent with business critical roles; annually: 300+ requests for our associates and deployed ~50. • Developing and executing a training curriculum, compensation (merit, cash & stock) and performance reviews.

Led an Underwriting & Risk Management team of 10 for our disability, life & accident products, with P & L accountability for an inforce block of $225M revenue, $20M earnings & $27M in annul new business quotes. • Execution of local market strategy, with a Plan to grow revenue & earnings by 8% through Portfolio Management. • Designed and executed a monthly operating package and dashboard that analyzed the business holistically, to understand trends, analyzes results, initiates corrective actions, and reduce volatility to ensure P&L accountability.

Led the Financial Planning & Analysis and Controllership for Cigna Global Health Benefits, a division with $2B of revenue & $150M of earnings; managed a team of 2. • Led the consolidation of monthly results, quarterly financial projections, annual plan & 5 year strategy financials. • Global controller for Global Health, Network and Operations ($150M budget / 2k employees). • Developed cost benefit model, presentation template & portfolio tracker that standardizes all of the potential investments across all of the business lines to provide key insights for strategic decisions. • Developed first global expense reporting packages, dashboards & analytics by standardizing chart of accounts, functional definitions, intercompany allocations and FX from 9 ledgers without an expense consolidation tool. • Finance lead for a restructure that resulted in $8M of operating saves and 70 job eliminations.

Financial Analyst for the Cigna-Humana & Cigna–Anthem transactions focusing on valuation and due diligence. • Worked w/ CFO on investment thesis, valuation, synergies, due diligence, RoC & board materials on Humana. • Project Manager for Cigna- Anthem transaction, responsible for: 1) reverse due diligence & synergy estimates; 2) US Commercial data submission for Department of Justice; and 3) Integration team with McKinsey, Anthem & Cigna. • Developed key insights on the correlation between unit cost discounts and market share to drive M&A strategy.

Finance lead for 2 RVP’s with P & L responsibility focused on growing revenue and earnings for 10 markets with $5B of revenue & $400M of earnings as well as controllership duties for $60M / 450 FTEs. • Developed revenue, earnings and KPI’s dashboards to provide analysis & insights for General Manager’s to provide insights, drivers, financial metrics, trends, and R & O’s that was leveraged nationally.• Managed the monthly, quarterly and annual membership, revenue and earnings projection / plan process.• Sales performance analysis, book of business reporting, & membership projections for 4M members & 2K clients. • Overhauled expense and headcount projection and reporting tools that was leveraged nationally. • Developed tool and process that helped reduced monthly journal voucher process from 5 hours to <20 minutes. • Promoted from Sr Specialist to Manager within first six months to support 2 RVP’s & 10 GM’s (2x responsibility).

Financial analyst for the Individual Segment – “a startup” - focused on building operational financial models and processes, such as membership and revenue projections and reserves, but also strategic models, such as new product launches (dental), customer lifetime value, sales dashboards, affinity marketing, & cost benefit analysis. • Managed the monthly, quarterly and annual membership projection / plan process. • Overhauled membership projection process to be more robust, transparent, accurate, more user friendly and efficient by working with Sales, Actuaries and Marketing Analytics. • Managed the monthly, quarterly and annual membership projection / plan process. • Overhauled membership projection process to be more robust, transparent, accurate, more user friendly and efficient by working with Sales, Actuaries and Marketing Analytics.

P & L ownership, controllership and financial planning and analysis supporting Disease Management & Your Health First Products, with $300m of revenue, $150m of vendor spend and 750 FTE’s. • Financial Strategy lead for a cross functional team that was responsible for creating a strategy to migrate >$300M of revenue and 7 million customers from an outsourced vendor to a new internal product solution. • Managed the monthly, quarterly and annual membership, revenue, opex and earnings projection / plan process. • Incorporated visual basic & six sigma initiatives into process that accelerated the monthly close by ~40%, provided tighter financial controls, helped improve transparency and reduce volatility within the projection.

New England sales representative for Kerr, a global leader in dental restoratives; partnered with dental distributors to create demand with local dental offices and universities.