I help individuals, families, and businesses with investing, financial planning and insurance solutions. I am an independent financial advisor and provide unbiased advice on investment strategies and insurance products. I help clients gain clarity on their overall financial picture and consider what asset allocation and mix of investments work best to achieve their goals. Investments I review with clients include professionally managed mutual fund and ETF portfolios, alternatives strategies such as private real estate and private equity investments, annuity solutions to provide guaranteed lifetime income, and 529 college savings plans.I help clients to create or update a financial plan. We can determine if they are on track for retirement and consider how adjustments in their retirement date, level of savings and expenses, and mix of investments can affect their ability to live the retirement lifestyle they want with confidence. We can also review if someone is on track to fund their children’s education costs. I can review a family’s life, disability, and long-term care insurance needs to ensure that their family would remain financially secure in the event of a premature death, injury or illness that caused a long-term disability, or a long-term care need. We can also consider the best ways to leave a financial legacy to family members or charitable causes. Our firm also works with businesses on their retirement plans and employee benefit packages. We review options such a 401(k)’s, profit-sharing plans, and defined benefit pension plans to determine the best way to structure retirement plans while maximizing tax benefits. We also help companies review various employee insurance benefits options to obtain the best pricing while matching the level of benefits and services desired. Lastly, we work with owners and executives to ensure they have the proper buy-sell and key-person life and disability insurance policies in place.I have the following professional certifications and licenses:• CERTIFIED FINANCIAL PLANNER™ Professional• Series 7, 65, 63, and 6 Licenses• Life and Health Insurance LicensesSecurities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.