Specialized in Mortgage and Retail Lending

o Aid clients in developing self-monitoring and testing compliance programs Draft testing procedures related to consumer compliance regulations (e.g. Regulation Z, The Equal Credit Opportunity Act, Fair Credit Reporting Act, Fair Lending Regulations, etc.) Perform process reviews and develop sampling methodologies for business self-testing procedureso Conduct compliance audits within co-sourcing arrangements for clients’ internal audit functionso Work closely with audit teams to identify risks and report compliance issues to business unit management o Interview business line representatives to understand processes and controls in place that mitigate riskso Determine, sampled, and requested various populations to test established controls and processeso Conduct the following reviews while working within internal audit functions: Mortgage modification process, Federal Flood regulation, Privacy Act (Regulation P), Servicemember Civil Relief Act, and Sarbanes Oxley – 404o Assess bank’s compliance program in relation to fair lending regulations and provide program, policy, and risk assessment feedback to clients, respective of their size and complexityo Conduct and assist clients in creating risk assessments to analyze the process and controls within the enterprise