Vice President Mortgage Trading Analyst
CurrentMy primary role is to perform preliminary risk analysis and pricing on loan portfolios for financial institutions by stratifying on product type, risk, and other strategic characteristics (Credit, LTV, etc.) Once analyzed, I devise strategies (gain, risk removal, swap, etc.) for the financial institution and produce pricing indications on selected loan pools. In addition to owned loan portfolio analysis, I also analyze and value Mortgage Servicing Rights portfolios for various financial institutions. This analysis involves analyzing actual historic and potential future prepayment rates on loans serviced to other institutions. As a secondary function, I frequently develop financial models and marketing material related to the Owned/Serviced Mortgage industry.