Brian Josephson Email and Phone Number

Responsible for the accounting and servicing of a loan portfolio administered by the State of New York. - Create daily cash management report- Perform daily bank reconciliations - Prepare month-end journal entries including accruals- Perform monthly bank reconciliations to general ledger balances- Manage the payments of taxes and insurance invoices on behalf of the borrowers- Review and apply cash within lockbox accounts to receivables- Fine-tuned the process of performing analysis of delinquent and doubtful accounts- Compile data necessary for borrowers to make final payments on debt outstanding- Liaised with IT development team on implementation of new loan accounting software

Audited multiple credit unions throughout the State of New York with assets exceeding USD One Billion. - Examined capital, asset quality, management records, earnings and liquidity for compliance with NCUA (National Credit Union Administration) standards- Reviewed commercial, real estate, auto and personal loans to ensure that they complied with the credit unions own loan policies- Verified credit unions complied with cybersecurity rules and regulations as set forth by the NCUA- Prepared and issued reports on audit findings at the completion of the period under audit- Acted as lead auditor on a pro-rata basis of credit unions with severe audit deficiencies- Mentored and trained junior bank examiners

Managed the oversight of the financial control department supervising a staff of 20 professionals. - Oversaw and assisted in the month-end close by reviewing journal entries and reconciliations- Produced monthly, quarterly, and annual consolidated financial statements in accordance with GAAP and IFRS - Ensured Financial Statements comply with the statutory reporting requirements in accordance with the NCUA- Analyzed revenue and expenses on a monthly, quarterly, and annual basis, providing a written narrative to upper management and the Board of Directors on material differences- Responsible for preparation and review of annual budget with ten department heads, ensuring expenses are accurate and aligned with budget- Implemented internal controls and segregation of duties - Purchased investments monthly based on the amount the CEO was looking to spend- Tracked monthly principal, interest, and amortization of MBS and other fixed income assets

Responsible for month-end close, monthly, quarterly, and annual financial statements in accordance with GAAP and IFRS. - Prepared variance analysis report for revenue and expense discrepancies, actual versus budget, month over month, and year over year- Responsible for preparation and review of annual budget - Reconciled Bank accounts daily and balance sheet accounts monthly- Reviewed bi-monthly payroll for 600 employees (reconciled payroll records to ADP register and prepared payroll entries)- Prepared monthly membership report detailing customer account data- Oversaw department staff made up of one senior accountant and two staff accountants

Performed month-end close on a variety of proprietary investment accounts. - Reconciled bank and balance sheet accounts daily and booked journal entries as needed in support of the month-end closing- Performed analysis on bad and doubtful accounts related to aging receivables