Additional DisclosuresThis material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and/or investments discussed in this material may not be suitable for all investors. Morgan Stanley Wealth Management recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives.ESG investments in a portfolio may experience performance that is lower or higher than a portfolio not employing such practices. Portfolios with ESG restrictions and strategies as well as ESG investments may not be able to take advantage of the same opportunities or market trends as portfolios where ESG criteria is not applied. There are inconsistent ESG definitions and criteria within the industry, as well as multiple ESG ratings providers that provide ESG ratings of the same subject companies and/or securities that vary among the providers. Certain issuers of investments may have differing and inconsistent views concerning ESG criteria where the ESG claims made in offering documents or other literature may overstate ESG impact. As a result, it is difficult to compare ESG investment products or to evaluate an ESG investment product in comparison to one that does not focus on ESG.There is no assurance that an ESG investing strategy or techniques employed will be successful. Past performance is not a guarantee or a dependable measure of future results.

As a Financial Advisor, understanding client needs and goals is essential. This is achieved through a thorough approach to identifying investor appropriateness per their current situation and taking into account: experiences, perceptions, emotions, and let’s face it, fears as they relate to the financial markets. Through strong Morgan Stanley institutional research and a dedicated Park City team, I proactively communicate investment decisions in order to help grow, preserve and transfer wealth. In addition, I focus on Social Impact Investing and educating individuals, businesses and organizations about the multitude of investment options within the Impact realm. A key component of Social Impact Investing is corporate governance and reinvestment in human capital. I enjoy working with employers to educate employees about wealth planning priorities. Holistic and client-centric investment management is achieved by combining fundamental and technical analysis to match strategies with changing market and lifestyle conditions. Licenses include Series 3, 7, 63, 65 and Health and Life Insurance.CA Insurance License # OJO5957NMLS#: 1253089Disclaimers: ©2024 Morgan Stanley Smith Barney LLC (‘MSSB’), Member SIPC (www.sipc.org), reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. MSSB will not accept purchase or sale orders via LinkedIn or its messaging systems. MSSB is not responsible for content posted by third-parties. MSSB does not provide tax or legal service – please consult a tax advisor. Statements and messages are for US residents only and subject to the following terms: http://www.morganstanley.com/disclaimers/mswm-email.htmlFor more information on the designation(s), go to: https://fa.morganstanley.com/the-prospector-group/

Representing Deer Valley and the Greater Park City area to individuals, families and corporate groups through on mountain skiing and hiking tours

Developed customized training for:--individuals --businesses (investment advisors, broker/dealers, and financial service websites)--organizations (non-profits)Training material focused on how to manage economic turbulence. Whether that volatility led to hedging strategies using financial markets, asset protection, streamlining, or efficiency measures, a plan was created, updated and managed from the beginning of implementation to completion.

--Member of the founding team of trader-coach's on the optionsXpress account with responsibilities including: ----quality evaluations----escalations----implementing company policies and procedures----participating in partner meetings--Responsible for 2600 students and over $100m in partner-client accounts.--Delivering a high level of service to the partner client-through quality control measures and empowering team members to proactively manage learning experiences, resulting in a 1.5% escalation rate.--Developed the first internal sales and coach relationships which benefited our sales teams by keeping them better informed of the product, the changing customers' needs and the changing economic picture.--Graduated 100% of student load over 36 months resulting in 0 bonus sessions and refunds.--Products taught and managed included: GlobalTec Solutions (options/stocks/foreign currencies) and optionsXpress (options and stocks). --Attended partner-client conferences and presented materials to crowds in excess of 250 people and topicss included:----trading strategies----research and development----explanation of the overall client/trading coach experience

--Responsible for the sales, marketing, and growth of a startup, web-based energy price and weather forecasting company--Developed efficient and effective cold-calling and company investigation techniques, allowing for access to the correct department and/or person responsible for reviewing First Enercast's products--Met and exceeded sales goals, taking on additional responsibilities such as authoring a daily energy market commentary and building relationships with market analysts.--Quickly grew client base to cover every sector of the energy industry: exploration and production companies, midstream marketers, utilities, commercial/industrial end users, oilfield services, and hedge funds.--Implemented new, dynamic marketing relationships with industry vendors, resulting in a 150% client-base increase.--Partnered with industry experts to educate end-users about the benefits of using market intelligence to protect against energy and weather volatility.--Created strict editing procedures for marketing publications and press releases.

-Utilized macroeconomic and microeconomic factors affecting international markets to profit from the volatility that ensued.--Learned to adapt to changing market conditions progressing from a 50/50 profit split to 75/25.--Integral member in growing a small futures trading firm into an international trading group with over 100 traders and year-over-year profit growth of 30%.--Created trading seminars to teach new employees: market research and data dissemination, utilization of computer technology, and risk management.--Responsible for facilitating communication between management and employees allowing for effective risk-management.