Brian Manda Email & Phone Number

Luanshya Zambia

Other Duties:  Receipt Of Loan Application- Receive loan application for processing after ensuring that the required documentation and information is supplies in full by applicant in order to ensure that only complete application forms are received in readiness for appraisal. Loan Appraisal- Appraises and processes all loan application submitted to the branch using the credit worthiness criteria set by the society and recommends applications meeting criteria for loan approval. Loan Disbursements- Creates loan accounts on the system for approved Building Material,Friendly ,PSMD and Salary Advance in order track and document new loans. Once the customer has accepted the offer ensures that the cheque is prepared and records the payment in the loan and cheque registers and thereafter informs the customer signs the payment. Reports- Updates and submits credit reports to the Branch Manager by 5th of every month in order to aid management decision making. Management of Loans- On a daily basis ensures that the loan installments that were due the previous day have been paid. Sends warning letters where the loanee has defaulted for two months whist pursuing the debt through physical follow ups or phone calls. Recommends to the Branch Manager cases of defaulting customers where legal action has to be commenced in order to facilitate loan recovery. Age Analysis Monitoring – Closely monitors the age analysis and makes inquiries on the numbers accounts which are likely to fall into substandard, doubtful or loss categories.

Luanshya

 Cashiering – Receives cash and cheque deposits from customers and records transactions to ensure that the client's accounts are credited with the correct amounts to avoid losses. Recording Daily Transactions- Capture all daily transactions on the system and ensure that each voucher posted has been signed and authorized by supervisors. Verification of cash transactions – Verifies cash transactions on a daily basis to make sure they balance ,to ensure mis-post, underpayments or overpayment are identified in to ensure that there are no differences in the vault. Reconciliations- reconciles the cash register in order to ensure that it balances with the General Ledges. Reconcile the following: Salary & Stop order Suspense accounts , Bank Reconciliation,ATM register and Petty Cash Security of Cash And Accountable items- Physical secures keys(Petty cash , Strong room and Stationery Keys),notes,coins,cash paid / received vouchers and Cashier's stamps at all times. Customer care- Provide first line contact with customers and marketing products offered by the society as well as procedures and handling customers' complaints/complements with timely response. Attending to Customer Queries and Complaints- Attend to customers' complaint and queries to ensure their problems are resolved to their satisfaction. Returns- Prepares cashiers' return and complete banking slips for cheque received over the counter. Filling- Maintain a proper filing system for customer records including stationery for Branch.Other Duties:  Receipt Of Loan Application- Receive loan application for processing after ensuring that the required documentation and information is supplies in full by applicant in order to ensure that only complete application forms are received in readiness for appraisal. Loan Appraisal

Prepare the payroll for thirty five employees and remit their monthly contribution for NAPSA and PAYE.Prepare financial statement,cash book,bank reconciliation.Authorised signatory for the companyRoutine physical stock from four outlet shops for cement,block,Kalulushi clay bricksConduct interviewsManaging the company's operations ,affairs and concernsEnsuring: sales are deposited from the previous day Production materials i.e sand.quarry dust,qurry stones and cement are available for production Goods for sell are avaible i.e cement,Kalulushi clay bricks,pavers,solid bricks. All outstanding payments are paid and debts are collected

Raising payment vouchersSafer keeper for all company documents and fundsPreparing of warehouse management claims for maize fifteen satellite depots and Fertilizer & SeedCollecting funds from Food Reserve Agency (FRA) -HQ and MACO-HQ lusakaAuthorised signatory for FRA marketins season 2010/11 (payment for farmers) and agent for the company at the bankHandled petty cash money and prepare its reconciliationBook keepingAssisted 150 farmers to open bank accounts with finance bank ,Zanaco bank and Indo (Z) bank

Bachelor In Banking And Finance, Banking And Financial Support Services

Activities and Societies: Football

Zica Certificate, Accounting

Activities and Societies: Nil

Education record

Activities and Societies: Member of Jets club