Brian Pigott Email & Phone Number

Indianapolis, Indiana Area

Joined the FDIC as a mid-career compliance examiner and received commission in July 2016. Conduct risk-based transactional testing of bank operations for compliance with consumer protection laws and regulations. Scope compliance examinations appropriately considering the size, complexity, and risk profile of the institution. Conduct fair lending examinations and CRA Performance Evaluations. Serve as examiner-in-charge for examinations of financial institutions with varying complexity, assembling and overseeing exam teams that achieve exam objectives within benchmark hours. Initiate consultations dealing with complex issues related to consumer protection, third-party oversight, fair lending, Unfair and Deceptive Acts and Practices (UDAP), and CRA. Serve as field territory subject matter expert in areas of nondeposit products, the Home Mortgage Disclosure Act (HMDA), advertising, and deposit insurance coverage. Deliver subject matter expert presentations and training to field examiners at scheduled territory meetings

Indianapolis, Indiana Area

Provided compliance audit services to banks and credit unions in Indiana, northern Illinois, and southern Wisconsin. Audit services included risk-based audits of operations for compliance with consumer protection regulations, audits of compliance management systems, and Bank Secrecy Act audits.

Indianapolis, Indiana Area

Coordinated the bank’s compliance management system, including completion of the annual compliance, fair lending, and Bank Secrecy Act risk assessments; developing and overseeing the compliance audit schedule; completion of audits of bank operations for compliance with applicable consumer protection regulations; maintaining audit tracking; providing reports to the Audit Committee; overseeing the annual HMDA and CRA submissions, managing compliance training; and performing as-needed reviews of advertising and product changes. Oversaw and coordinated the bank’s external audit engagements. Concurrently served as the bank’s BSA Officer and CRA Officer, which included the identification and tracking of community development activities. Directly trained, supervised, and evaluated the performance of two compliance assistants. Secondary duties included serving as Audit Committee secretary.

Indianapolis, Indiana Area

After the completion of BMO Financial Group’s acquisition of First National Bank & Trust, I was assigned to U.S. Corporate Compliance’s Personal and Commercial Compliance Group (“P&C U.S.”) with additional responsibilities in support of the bank’s broker/dealer subsidiary, Harris Investment Services. As part of the P&C U.S. team, I managed the quarterly audits of HMDA and CRA submission data for the Harris Bank and, later, the acquired M&I Bank charters. Developed and delivered, as necessary, relative HMDA and CRA training to applicable staff to assist in addressing audit findings. Served as consultant to lines of business impacted by changes to consumer protection laws and regulations, such as Fair Credit Reporting Act risk-based pricing notices. Assisted Fair Lending Division of U.S. Corporate Compliance in data analysis to identify material fair lending risks.For Harris Investment Services, I successfully obtained FINRA Series 7, 24, and 66 registrations. Performed audits of financial advisors and Offices of Supervisory Jurisdiction, as well as inspections of non-hub offices, according to a risk-based schedule. Developed and delivered compliance training at the firm’s annual compliance meeting for financial advisors and supervisors.

Kokomo, Indiana Area

Compliance Manager, 12/2005 to 5/2007Coordinated the bank’s compliance management system, including completion of the annual compliance risk assessment, developing and overseeing the compliance audit schedule, completion of audits of bank operations for compliance with applicable consumer protection regulations, maintaining audit tracking, providing reports to the Audit Committee, overseeing the annual HMDA and CRA submissions, managing online compliance training, and performing as-needed reviews of advertising and product changes. Also completed periodic risk assessments and oversight of third-party vendors. Directly trained, supervised, and evaluated the performance of two compliance assistants. Secondary duties included serving on teams responsible for information security incident reporting and management of business continuity plans.In May 2007, the bank was acquired by BMO Harris Bank, N.A.Other duties:HMDA/CRA Compliance Specialist, 3/2004 to 12/2005Branch manager, 2/2002 to 3/2004

Indianapolis, Indiana Area

Began tenure as a branch manager, eventually assuming role as regional branch manager with direct responsibility for one branch location while supervising the manager of another branch. Responsible for facilitating customer transactions and overseeing all branch sales and operations functions. Duties included consumer loan application solicitation, processing, underwriting, documentation, and collection. Maintained $50,000 underwriting authority for home equity loans and lines of credit, and $10,000 for all other secured consumer loans. Ensured all branch sales and operations activities were compliant with applicable consumer protection laws and regulations, as well as the Bank Secrecy Act. Directly trained, supervised, and evaluated performance of tellers and assistant branch managers. Additional duties included committee service to prepare bank for Large Bank CRA Performance Evaluation conducted by the Office of Thrift Supervision and assisting the bank’s compliance and audit manager with transactional monitoring for compliance with deposit regulations.

Indianapolis, Indiana Area

Commenced banking career as a retail banking professional with duties progressing from teller to branch manager over a period of 15 months. Responsible for facilitating customer transactions and overseeing all branch sales and operations functions. Ensured all branch activities were compliant with applicable consumer protection laws and regulations, as well as the Bank Secrecy Act. Directly trained, supervised, and evaluated the performance of tellers and assistant branch managers.

Bachelor Of Arts, Economics, Magna Cum Laude

Diploma

Wharton Leadership Program