Structure the underwriting and financing aspects of HUD 232/223(f) transactions to create the proper balance of risk.Evaluate appraisals, market studies, project capital need assessments, project/personal financial statements, credit reports, insurance policies, and any other documents needed to develop sound underwriting conclusions.Complete various HUD forms as required for the firm application and work with origination, credit and processing to clear any deficiencies.

Managed the healthcare credit department and reviewed the underwriting and credit approval packages of each credit analyst.Reviewed and periodically presented/prepared credit approval packages and other reports for use in decision-making for bridge loans. Reviewed and periodically prepared lender narrative reports for HUD applications.Worked with senior management to determine any needs of the department in the bridge and HUD loan processes.

Maintained a healthcare asset based loan portfolio, including the loan underwriting process for potential prospects. Coordinated with the Loan Administrator(s), Lenders, Department Manager(s) and Credit Department for new loan requests and renewal of lines of credit to ensure the analysis was accurate and lines were renewed in a timely manner.Managed maturing loans to ensure extension requests were prepared in a timely manner and/or that the credit analysis was timely and accurate.

Reviewed and analyzed business and personal financial statements and cash flow numbers to assess the credit-worthiness of the facility and borrower.Prepared credit approval packages and other reports for use in decision-making for bridge loans. Prepared lender narrative reports for HUD applications.Completed review of third party reports including appraisal, environmental, property condition and other reports as necessary.

Responsible for monitoring and maintaining a selected portion of CFG's 350+ HUD portfolio. Daily monitoring of escrow accounts (taxes, insurance, replacement reserves and repairs); working with Escrow Manager to procure any necessary information Working directly with HUD Account Representative to review and approve Replacement Reserve, Repair, and other miscellaneous client requestsVouchering, posting and distributing Replacement Reserve and Repair money to clients Generating, printing and distributing monthly mortgage invoicesMonthly processing of mortgage payments; receiving, posting to CS system and depositing with financial institutionPerforming clerical work such as creating loan files and filing any necessary correspondence, loan statements, bank reconciliations and payment back-upMonitoring REAC physical inspection reports as neededProcuring State Health Surveys upon request from Risk Mitigation Analyst and monitoring any necessary follow up with Risk MitigationRequesting quarterly and year-end financial statements from clients and monitoring any necessary follow up with Risk Mitigation AnalystReconciling monthly bank statements in a timely manner & posting interest earnedAssisting clients with any issues that may arise during the life of their loan; building rapport with clientsWorking with the attorneys, closing coordinator and other departments to coordinate certain pre- and post-closing functionsPrepare post closing package for document custodian and GNMA; input GNMA information into GNMA PortalPrepare loan input forms for new loans using closing documents and inputting loan information into CS systemMiscellaneous duties as requested from both internal and external clients