Middle Market Relationship Manager focused on generating new business for private and public companies with Revenues between $50 million and $1 billion and aggregate debt needs between $10 million and $300 million.

TD Bank is a top 10 commercial bank in the US while also recognized as one of the World’s Strongest Banks (Ranked #8 on Bloomberg Markets’ list of the World’s Strongest Banks (2013) and Ranked #1 on the list of North America’s Safest Banks by Global Finance Trade (2013)). I work with a broad range of companies in all facets of lending, including: • Commercial Mortgages • Working Capital Lines of Credit• Term Loans • Guidance Lines • SBA Lending • Equipment Financing• Letters of Credit.In addition to competitive loan products I also assist with; treasury management, foreign exchange, online services, and other business services to help facilitate the growth and profitability of a company.

Managed a $95 million commercial loan portfolio while providing leadership and supervision to junior lenders, credit analysts and loan operations. Oversaw the Classified Assets due to extensive knowledge and understanding of commercial lending policies and the ability to work with clients to provide a cost effective and sound solution for the BankDirect experience with government guaranteed loan programs driven to reduce Bank exposure and decrease Bank leverage while improving Bank profits via new revenue drivers including ‘gain on sale’ income from the sale of commercial loans to institutional investorsActive third voting member of Management Committee, a three person panel including the Chief Executive Officer and the Chief Lending Officer to determine the Bank’s position on new and existing credit proposals

Performed a variety of financial analytics required to process applications and assist clients in the utilization of financial services. Evaluated and recommended approval of working capital, commercial term loans, and construction lines of credit to Bank President, Senior Credit Officer, Chief Executive Officer, and Credit Policy CommitteeCultivated and managed new and existing business relationships with recognition for growing asset portfolio from $15 million to $65 million in 24 months while emerging as a Senior Commercial Lender and Construction Specialist

Founded and managed a successful restaurant establishment, The Cellar Pub, located in the competitive Sun Valley resort market. While I sold my ownership of the restaurant in 2006, the business is still in operations today and has continued to be regarding as one of the best food destination spots in the popular Sun Valley region. Pioneered initial capital drive and secured investors by completing an extensive market analysis and business plan. Achieved annual net profits of 12-15%, significantly superior than the industry’s standard.

Invented, patented, and distributed an improved sports utility hydration bottle for recreational purposes. Received two patents from the USPTO. In first year of operations secured over 1,000 orders to approximately 10 bike and outdoor retailers. Similar design currently being utilized and sold globally by international water bottle manufacturer and distributor

Acquisition, Development, and Management company located in Sun Valley, Idaho. Over a period of 4 years, successfully partnered up with various investors to acquire and manage both residential and commercial properties. Maintained a real estate portfolio of approximately $3 million located in assets in both the US and Canada.