Brian Sims, Cpcu Email & Phone Number

New York, Ny, Us

New York, Ny, Us

Paris, Fr

Hannover, Lower Saxony, De

I was responsible for the goal setting, performance monitoring, and viability assessment of a $45 million portfolio consisting of condominium, winery, agriculture farm and ranch, and postal lessor’s risk programs. Holding regular meetings with the program administrators, I facilitated discussions on topics such as emerging market trends, updates to claims activity, adequacy of the underwriting guidelines, and progress towards established goals. I created reports and led roundtable discussions with key internal personnel to provide updates on assigned programs and receive cross-functional feedback. Overseeing the underwriting process, I reviewed referrals outside the program administrator’s authority, ensuring eligibility and setting pricing and terms, while also participating in annual onsite audits to ensure adherence to the underwriting guidelines and state filings. Additionally, I contributed to our department's data analytics initiatives, developing Power BI standardized templates and serving as the department's representative for these efforts. Improving the department’s auditing process, I redesigned the audit workbook to better fine-tune the grading methodology as well as aggregate and graph results. I also developed Excel workbooks to aggregate program claims information, provide earned and gross written premiums as well as policy counts by month and by year, and calculate and graph incurred loss ratios.

Raleigh, North Carolina, Us

I underwrote $35 million in annual premium volume for new business and renewal trucking referrals and had authority for accounts up to $170,000 in total premium (encompassing auto liability, auto physical damage, cargo, and general liability coverages). For accounts outside my authority (generally up to $500,000 in premium), I completed a thorough review and write-up prior to referring to the program manager. Using the Central Analysis Bureau, I monitored ISS and BASIC scores, reviewed the FMCSA inspection and violation history, and gathered information regarding recent business activity. The provided supplemental applications, IFTAs, driver MVRs, loss runs as well as loss control surveys were additionally used to determine eligibility and set pricing and terms. I performed monthly remote audits to ensure compliance with the underwriting guidelines and used the internal compliance worksheets, company filings, and the ISO Commercial Lines Manual to validate that policies were rated and issued correctly. I also communicated with the MGA to provide clarification and intent on items within the underwriting guidelines and establish whether inefficiencies existed in the referral process.

Northbrook, Il, Us

I underwrote the following for new business and renewals in the Western region: BOPs (retail & services); business auto (non-fleet and fleet), commercial package, inland marine, and excess and umbrella policies.I had authority for accounts up to $100,000 in premium and was responsible for underwriting $5 million in premium volume annually. I was also responsible for advising exclusive and independent agents as well as service personnel on market direction and addressed form coverage questions.The following tools and sources were used to aid in the underwriting decision-making process:ISO ProMetrix, Vertafore ReferenceConnect, Experian, and CoreLogic Commercial Express and RealQuest

Woodland Hills, Ca, Us

In addition to prior responsibilities, I approved endorsement requests necessitating underwriter review, addressed high-risk notifications on loss control surveys, advised on premium audit risk classification changes and audit disputes, and determined proper course of action for non-compliance issues. I had also received an increase in authority for accounts up to $25,000 in premium and was responsible for underwriting $3 million in renewal premium volume annually.

Woodland Hills, Ca, Us

I was responsible for underwriting the following lines and classes of business in the states of Arkansas, Kansas, Missouri, and Oklahoma:• BOPs: artisan contractors, auto service & repair, institutional, habitational, hospitality, real estate, restaurants, retail & services, manufacturing, wholesale distribution• Monoline policies: commercial auto, workers' compensation• Supplemental policies: umbrellasI had authority for accounts up to $10,000 in premium and used the underwriting guidelines, loss control reports, premium audits, and loss runs to determine account eligibility, ensure proper classification, maintain updated exposure bases, and evaluate rate adequacy. In accordance with state regulation, I communicated changes in eligibility, pricing, or terms on renewals to agents and provided supporting documentation. The following tools and sources were used to aid in the underwriting decision-making process:ISO ProMetrix and Premium Audit Advisory Service (PAAS), A.M. Best Underwriting Guides, National Council on Compensation Insurance (NCCI), CoreLogic Commercial Express and RealQuest

I used the ACORD forms, supplemental applications, and loss runs to negotiate premium, coverage, and terms for eligible E&S contractor risks. Proper deductibles and SIRs were structured based on gross receipts, risk class, and loss runs to promote the use of risk control measures.System used: Newton Agency Systems

I used the COPE methodology to determine appropriate premiums, deductibles, coverages and terms on eligible E&S risks. Inspection reports were used to verify the accuracy of the originally submitted documentation, ascertain risk quality, and to address any safety or regulatory concerns.Systems used: Vertafore MGA Systems and NetRate Systems

I processed submissions, binders, policies, endorsements, and audits. I communicated regularly with brokers and underwriters to ensure that any requests made or issues discovered were handled promptly and acceptably. In order to streamline internal processes, I created cancellation and audit workbooks to calculate premiums and improve turnaround times, and I redesigned the audit framework to be more effective and efficient, collecting $1 million in additional premium through improved tracking.

Bachelor Of Arts - Ba, Political Science And Government

General Studies