AmeriFirst Home Improvement Finance, LLC (“AmeriFirst”) specializes in home improvement loan origination and consumer loan servicing for the home improvement construction industry. Originally formed as the consumer finance arm of the Pacesetter Corporation in 1979, AmeriFirst has accumulated over three decades of experience building competitive consumer finance programs in the home improvement industry. While AmeriFirst continues to evolve and change, our commitment to home improvement professionals remains unchanged. Given our extensive experience in consumer receivables, AmeriFirst has developed strategies to allow for flexible and creative solutions to reduce loan delinquency and maximize the cash flow of consumer loan assets. With the flexibility to service consumer receivables on both a fixed dollar cost per month as well as a percent of principal balance basis, AmeriFirst offers a full range of servicing including “cold” and “warm” backup servicing. Headquartered in Omaha, Nebraska, AmeriFirst was acquired from its founding family by the founders of SAF Holdings, LLC in 2013. SAF Holdings, LLC (“SAF”, www.safholdingsllc.com) also owns Summit Consumer Receivables Acquisitions, LLC, which purchases existing “bulk” portfolios of consumer loans. As a specialty finance company focused on leveraging the experience gained from originating and servicing over $2 billion of home improvement loans, AmeriFirst is a leader in the home improvement finance industry.

In December 2016, SAF was founded as the holding company for both the Summit Consumer Receivables Acquisitions, LLC bulk consumer loan portfolio acquisitions business, and the AmeriFirst Home Improvement Finance, LLC loan origination and consumer loan servicing businesses. SAF is headquartered in Reno, Nevada.The origins of SAF and its family of Companies dates to 1979 , with the creation of the consumer finance arm of the Pacesetter Corporation, which eventually became AmeriFirst Home Improvement Finance (“AmeriFirst”, www.trustamerifirst.com), which has originated and serviced over $2 billion of consumer home improvement loans.SAF’s “bulk” consumer loan portfolio acquisition business takes place under Summit Consumer Receivables Acquisitions, LLC (“SCRA”, www.SCRAfinance.com). SCRA was founded in 2016 to continue the Summit companies’ portfolio acquisition legacy from its predecessors Summit Investment Services, LLC and Summit Alternative Investments, LLC, which have been acquiring consumer loan portfolios since 2007 and together have sourced well over $1 billion in acquisitions.SAF Holdings, LLC (“SAF”) delivers exceptional value to clients and partners by leveraging the experience gained from many years of sourcing , originating and servicing over $3 billion of consumer unsecured and home improvement loans and portfolio transactions. The SAF team has deep experience with developing consumer finance programs, servicing consumer loans, assisting in consumer loan portfolio acquisitions for a variety of product verticals, and financial data analysis and modeling.

Summit Consumer Receivables Acquisitions, LLC (“SCRA” or “Summit”) was founded in 2016 to continue the Summit companies’ portfolio acquisition legacy from its predecessors Summit Investment Services, LLC and Summit Alternative Investments, LLC, which have been acquiring consumer loan portfolios since 2007 and together have sourced well over $1 billion in acquisitions.SCRA’s business model includes the purchasing and divesting of consumer receivables from banks, finance companies, originators and other investment entities. Summit partners with organizations that invest in or are interested in investing in pools of consumer receivables in a variety of asset classes. Summit has special relationships with traditional banks, both captive and third-party finance companies, seller-originators, and investment banks to name a few, which have either originated consumer loans, acquired ongoing new “flow” originations, or invested in existing “bulk” consumer loan portfolios of performing and/or non-performing consumer receivables.As part of its business model, SCRA may purchase assets for its book of business, co-invest on a syndicated basis, or source assets for clients. Summit also aids clients strategically to divest or invest in any class of consumer receivables, whether it be to exit an asset class or to rebalance a portfolio.Headquartered in Reno, Nevada, SCRA is part of the SAF Holdings, LLC family of Companies. SAF Holdings, LLC (“SAF”, www.safholdingsllc.com) also owns AmeriFirst Home Improvement Finance, LLC (www.trustamerifirst.com), which originates new home improvement loans, and services a wide variety of consumer loans.SCRA is a leader in the consumer finance industry in assisting clients with analyzing, purchasing and selling consumer loan portfolios.

As a private investment management firm, Summit Alternative Investments, LLC (“SAI”) is the general partner of the Summit Consumer Receivables Fund. SAI is affiliated with SAF Holdings, LLC (www.safholdingsllc.com), which operates “bulk” consumer loan portfolio buyer and portfolio analytics firm Summit Consumer Receivables Acquisitions, LLC, as well as consumer home improvement loan originator and consumer loan servicer AmeriFirst Home Improvement Finance, LLC (www.trustamerifirst.com). Financial Analysis, Valuation, Portfolio Management, Risk Management

Campus information source for students, faculty, staff and visitors. Our staff answers more than 110,000 inquiries each year in person, on the telephone, and through electronic and regular mail.CIVR maintains the Information and Referral Center (IRC) in the lobby of Day Hall. The IRC conducts student-guided walking tours of the campus for about 35,000 visitors each year.