Capture district leading market share within a highly competitive, slim-margin industry, where price is not the competitive advantage. Create profit opportunities, marketing programs, systems improvements and bottom line cost savings for restaurants, healthcare, educational facilities, lodging & wineries, while ensuring successful delivery of food, beverages, supplies and equipment. Chairman's Club FY 2017Chairman's Club FY 2018

● Supervise, coach and motivate tellers while completing operational tasks, compliance monitoring, assisting customers with complex bank transactions, addressing escalated customer concerns, and cross selling bank products and services. Open and close branch, approve high level transactions in the absence of branch manager. ● Order, maintain and disseminate all currency, both foreign and domestic while maintaining adequate branch levels and current exchange rates for the public.

Began as a teller, assisting customers processing bank transactions, addressing customer concerns, and selling bank products and services. Promoted to personal banker and continued offering the highest level of personalized care while matching customers with appropriate banking products and services.

Advised clients on life insurance, annuities, asset protection, wealth building and preservation, income planning, economics, inflation, and banking.

Built mortgage brokerage; trained loan officers, networked to establish approval with credit agency, established relationships with wholesale lenders, appraisers, and escrow and title companies.Assisted clients in structuring and funding residential mortgages.Created, researched and structured real estate development prospectuses.Collaborated with Life Insurance and Annuity Producer in back office services, illustrations, spreadsheets and client communication. Conducted seminars… Show more Built mortgage brokerage; trained loan officers, networked to establish approval with credit agency, established relationships with wholesale lenders, appraisers, and escrow and title companies.Assisted clients in structuring and funding residential mortgages.Created, researched and structured real estate development prospectuses.Collaborated with Life Insurance and Annuity Producer in back office services, illustrations, spreadsheets and client communication. Conducted seminars and group presentations in order to educate potential clients about company services and benefits. Show less

Originated residential and raw land mortgage loans.Networked with real estate agents, CPAs, and referral partners.