I am thrilled to share with my network that I have accepted the role of Chief Credit Officer at Monterey County Bank, where I will be leading efforts in community lending and introducing new products and services to support the local and California markets!Joining the new esteemed executive team at Monterey County Bank presents a wonderful opportunity to immerse myself in community-focused initiatives and drive impactful change in the lending and banking landscape. I am genuinely excited to leverage my 38 years of experience and passion for community banking to support the unique needs of businesses and individuals in Monterey County and across California.At Monterey County Bank, our vision is to empower the local community by providing innovative financial solutions that drive growth and prosperity. I am committed to spearheading initiatives that will enhance our product offerings, foster financial inclusivity, and strengthen our relationships with customers and partners.I am looking forward to collaborating with the talented team at Monterey County Bank to create a positive impact and contribute to the economic development of our community and beyond. Together, we aim to elevate our services, support local businesses, and make a meaningful difference in the lives of our customers.I am grateful for this new opportunity and excited to embark on this journey of growth, learning, and service to the community. Feel free to connect with me to learn more about our community lending initiatives and the exciting developments happening at Monterey County Bank!#MontereyCountyBank #CommunityLending #NewOpportunities #CaliforniaMarket #FinancialServices #EmpoweringGrowthLooking forward to connecting with you all!

As the Senior Vice President, Business Banking Territory Manager – Southern & Rocky Mountains, I direct 7 regional teams comprised of 8 direct reports and 86 indirect reports across 5 lines of business including Lending, Deposit, Corporate Credit Card, Merchant Services, and Treasury Management. I have achieved the following results through developing bold strategies and taking decisive actions:• Surpassed all annual targets each year during tenure; achieved 293% of projected goal for deposits and 182% of projected goal in merchant card services. • Spearheaded creation of Private Practice Finance Group and Pac Rim Small Business Banking Group; both groups have subsequently become most profitable units in the bank.• Recruited top performing candidates and mentored high performing associates to expand operations into 5 new territories. Team produced $551 billion in loans, $71.3 billion in deposits, $372 million in corporate card, $710 million in cash management and $982 million in merchant service.

As the Regional President at Commerce West Bank, I was tasked with developing and executing a growth strategy to expand current client spend and introduce new revenue streams. My key achievements from this position include:• Streamlined cross-selling operations and introduced centralized technology platforms; measures more than tripled cross-sell average from 2 to 7 products per client.• Grew loan outstanding’s by 24% and non-interest income by 19%.• Revamped role of Relationship Manager and selected 6 Business Development Officers to lead C&I, Deposit, and CRE business units.• Identified untapped opportunities such as requiring 20% minimum deposit for all new borrowers; measure resulted in revenue growth of 21%, $41.3 billion in loan outstanding’s, and $21 billion in deposits.• Served as in-house expert for enterprise on business development, portfolio management, recruiting, compliance, internal audit and budgeting best practices.

In 2013, I was selected to overcome growth limitations, revamp operations, and significantly shift the Banking Group’s culture at CTBC. Select achievements from my work in this role include:• Opened 5 new banking offices across 3 states and entering 1 new out of state market.• Led bank out of 2012 consent order and meeting growth targets; generated $1.4 billion in deposits, $1.2 billion in loans, and $50 million in income from wealth management fees.• Developed and implemented personnel and operations strategy that transformed reactive retail environment into proactive business banking development center.

While serving as Executive Vice President, Chief Commercial Banking Officer for 7 years, I obtained direct experience in navigating a large organization and smaller team units through challenging business environments. My ability to generate growth in uncertain markets are demonstrated through the following accomplishments from my time at Sunwest Bank:• Key architect of project plan that integrated 4 FDIC assisted acquisitions with $512M in assets; generated 27% growth in assets for one newly acquired location. • Collaborated with cross-functional teams to build rollout plan that successfully introduced 4 new loan products. • Dramatically expanded loan portfolio by 42% and core deposits to $141M, exceeding goal by 63% and 37% respectively.

As the First Vice President, Commercial Sales and Marketing Manager I oversaw $700M in annual production. My position including leading entire division and introducing new streams of revenue. Key achievements from this role include:• Slashed budget expenses by $1.7M while increasing loan production to $60M. • Recognized for strong leadership abilities with selection to following internal positions: Vice Chair, Provident Bank Charity Foundation Board of Directors and Member of Provident Bank Information Committee, Product Development Committee, and Strategic Growth Committee for Retail Banking.

During 8 years at City National Bank, I gained progressive responsibility for and experience in managing an extensive network of branches. A few of my accomplishments from this position include:• Led largest division in California - comprised of 28 existing banking offices and opening of 4 new locations. • Achieved significant increase in customer service score; improved average weighted score from 83% to 98%.