Reported to the CEO and a member of the ExCo, I managed a ~15 person team responsible for Acquisitions, Portfolio Management, Investment Operations, Capital Markets, and Servicing at Unlock.Key Team/Company Highlights: • Acquisitions: Went from zero to over 7,000+ Home Equity Agreements (HEA) in ~4 years with a buyback/defect rate of < 20bps • Capital Markets: Negotiated and onboarded first flow buyers. Negotiated first levered debt facility collateralized by HEAs. Facilitated the first public HEA securitization and the first rated HEA securitization • Servicing: Managed a $700M+ AUM portfolio including portfolio monitoring, investor reporting, and special servicing/REO. • OpCo: Achieved positive cash flow as a Series A company

As the Managing Director of Systematic, I co-headed a new asset management strategy that utilizes CircleUp's proprietary knowledge graph (Helio) to systematically source and diligence private companies in the emerging CPG industry ($1-$20MM in TTM revenue).• Built an end-to-end rules-based investment process across company sourcing, diligence, valuation, and negotiation. • Educated institutional investors on the rise of data-driven investing in the private markets via an 18-month fundraising process• Received a $50MM anchor commitment from a large state pension fund (during COVID)• Post-COVID, led the strategic review and recommendation to integrate our systematic investment capabilities into CircleUp's flagship equity fund (CircleUp Growth Partners)

• Joined Unison at 10 FTEs, and during that time helped company grow to over ~150 FTEs, increase annual revenue 25x, increase enterprise value 10x, and raise over $100MM in operating capital• Managed the following teams: Corporate Strategy, Business Operations, Analytics, Knowledge Management, and Product GMs• Defined and drove Unison's Operating Plan, Customer Go To Market Plans, and longer-term incubation of product development, corporate development, and channel/geographic expansion. • Led successful completion of Unison's $40MM Series B Capital Raise with multiple strategic partners (e.g. F-Prime, Citi Ventures, RBC)

• Evaluated strengths and weaknesses of Unison’s previous Partner Sales strategy. Met with clients, loan officers, real estate agents, and Unison staff around the country.• Ideated and launched a comprehensive paid referral program for participating partners; including substantial technology enhancements, marketing development, and legal analysis.• Increased transparency by implementing individual and team quotas, daily production reporting, and updated compensation structure for improved alignment. • Sales production increased 150% over two quarters (while also reducing sales headcount by 45% at same time).

• Created Unison’s first Business Operations team. Hired high performing management consultants, startup operators, financial engineers, and data scientists to effectively scale Unison. • Developed our first scalable CRM and Call Center Operations solutions. Interviewed, hired, and trained our first class of 6 inbound sales reps.• Led research, development and implementation for Unison product enhancements – including pricing, credit and prepayment analysis, legal structuring, and tax review.• Developed operating company, fund, and asset performance models, and was an active member of the successful $15MM Series A capital raise.

Two Sigma Investments is a technology company that applies a rigorous, scientific method-based approach to investment management. Two Sigma's vision has been to develop technological innovations that intelligently analyze the world's data to consistently deliver value for its clients.Areas of Responsibility:● New business initiatives: Managed exploration, build out, and M&A for new business opportunities in the financing, insurance/reinsurance, and asset management industries. ● Broker relationship management: Reduced risk, lowered cost, and increased value of the services provided by our bulge bracket banking relationships. Particular focus on portfolio financing, securities lending, balance sheet and regulatory adaptation, and strategic partnerships/JVs.● Credit and business risk management: Coordinated firm-wide credit monitoring and mitigation projects, such as automated dashboards, segregated asset protection structures, and credit event stress tests.Specific project work:● Managed an 18-month project to purchase and reposition an $800MM Bermuda-based Reinsurance Company. I developed a comprehensive business plan and model, incorporated unique tax and regulatory considerations, conducted due diligence on acquisition target, negotiated compensation with new management, raised capital from institutional investors, and built relationships with the Board of Directors, insurance regulators, and rating agencies● Designed an optimization program that automatically compares stock borrow costs between different banks and identifies the cheapest way to take a short position in over 8,000 different stocks across 20+ countries● Led three month initiative to understand market, credit, and operational implications if European countries retire the Euro and switch to their own local currencies. Coordinated preparation plan across ~25 internal and external stakeholders

Oliver Wyman's Financial Services practice helps the world's leading financial institutions address their most significant challenges to shape the future of the industry. The firm has an unparalleled understanding of the evolving market structures, economics, and strategic and regulatory trends across all segments of the financial services sector. Oliver Wyman's distinct approach is characterized by deep specialization and rigorous fact-based analysis.Specific project work:● Led development of 8-quarter Loss Forecasting model for bank’s $30BN commercial loan portfolio. Conducted extensive backtesting across key model assumptions including default triggers, loan exposure at default, and loan guarantor support; presented recommendations to bank’s Executive Vice President on bi-weekly basis.● Developed and implemented 6 credit models to predict probability of default in bank’s $4 BN commercial real estate portfolio. Led 4-week pilot training program across 15 US regional offices to test model robustness under active business conditions. Refined existing credit policies to incorporate model methodology and ensure compliance with US Final Rule requirements