Currently advising a startup specializing in Home Equity Agreements (HEAs). HEAs offer homeowners an upfront cash payment in exchange for a share of their property's future equity. Unlike traditional residential loans, HEAs face minimal federal or state regulation. In this regulatory vacuum, Swiched is proactively setting industry standards by implementing robust policies, procedures, and disclosures aimed at protecting consumers and ensuring an exceptional customer experience.

Transitioned from regional production responsibilities to senior advisor to the executive team. Oversaw all aspects of GRC risk management across multiple business lines, including mortgage banking, real estate sales, and insurance. Conducted in-depth research and analysis of industry topics for the general counsel and chief compliance officer. Recommended balanced courses of action that met the needs of originators while ensuring compliance and managing risk tolerance. Led several compliance… Show more Transitioned from regional production responsibilities to senior advisor to the executive team. Oversaw all aspects of GRC risk management across multiple business lines, including mortgage banking, real estate sales, and insurance. Conducted in-depth research and analysis of industry topics for the general counsel and chief compliance officer. Recommended balanced courses of action that met the needs of originators while ensuring compliance and managing risk tolerance. Led several compliance initiatives, including drafting policies and procedures and overseeing HMDA reporting. In 2023, Cherry Creek Mortgage sold its platform to Guild Mortgage and ceased operations. Show less

In collaboration with my former business partner at Hyperion Capital Group, I introduced and expanded the Cherry Creek brand on the West Coast. Designed and built a wholesale platform from the ground up. Established and managed a local fulfillment center with over 20 employees to support both retail and wholesale production. Supervised 12 branch managers across Oregon, Washington, and California.

After the sale of Hyperion Capital Group, I managed the complex process of winding down operations before joining Impac Mortgage as a senior advisor. In this role, I oversaw various aspects of compliance and risk management, focusing primarily on designing, implementing, and maintaining a vendor management system. This system was designed to maximize profits while ensuring compliance with investor and regulatory requirements.

Together with two equal partners, I built one of the largest privately held mortgage companies in the Pacific Northwest. Our average annual production exceeded 1,500 loans, driven by a high-margin business model centered on 'relationship lending' and exceptional customer service, which attracted repeat customers. I managed over 150 employees and served as chief operating officer and general counsel, among other roles.

I played a key role in revitalizing a struggling wholesale operation, earning 'favored child' status within First Tennessee Bank as its highest-producing and most profitable branch. Developed and perfected a relationship lending model that later served as the foundation for Hyperion's rapid success.

Transitioning from a lawyer to a mortgage professional, I quickly advanced to roles with increasing responsibilities. I managed over 25 loan officers and support staff at one of Oregon's largest mortgage brokerages.

General practitioner specializing in real estate and commercial law, with experience appearing in both federal and state courts.

Negotiated and prepared contracts for the National Oceanic and Atmospheric Administration (NOAA).