Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 15303 NORTH DALLAS PARKWAY, SUITE 550, ADDISON TX, 75001, 214-3460985. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Opes One is not an affiliate or subsidiary of PAS or Guardian. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.

Financial Consultant responsible for recruiting Exclusive Financial Specialists (EFSs). Responsibilities include recruiting, coaching and training producers for Allstate Financial. Additional duties include building and maintaining relationships with distribution leaders, Exclusive Agents (EAs) and Exclusive Financial Specialists (EFSs) to help align individual producer and leader objectives with the strategic priorities.

Looking for top producers! You have built a sizable practice delivering top value to your clients. Take your business to the next level. Consider affiliating with MassMutual South Texas, a MassMutual general agency, where you will join an elite group of producers who share your passion for excellence and benefit from a great support system. You’ll be part of an entrepreneurial system with the freedom to provide solutions for your clients from a broad portfolio of innovative products and services. If you qualify, you’ll get concierge-level business and marketing support so you can focus on meeting with clients.

Manager of the South Texas Region for Thrivent Financial.

I specialize in working with clients to Maximize their Legacy and Income, Minimize Taxes and Manage Market Volatility. I provide financial services including Life Insurance, Long Term Care Insurance, Retirement Planning and Estate Tax Planning. Series 6 and 63 Licensed in Texas, Maryland and Georgia. Winner of the Executive Council Award in each of my first two years.2010 Annuity ChampionCompleted Management Orientation Program in December 2010.

• Managed a portfolio of multi-million dollar business accounts, responsible for deepening relationships and maintaining client satisfaction• Was responsible for growing portfolio by discovering qualified businesses, meeting with C-level execs, and finding opportunities to sell Bank of America’s products and services• Utilized internal and external networking to target prospects and develop new client relationships• Goals met, Portfolio Revenue= $1,185,000 (111% of goal), YTD Closed Revenue= $82,000 (164% of goal)• 1st QTR 2009, 60% or better to close, $260,000 vs. goal of $150,000 (173% of goal) • Portfolio Profitability 2008= 43.19% vs. goal of 20% (216% of goal)

• Responsible for the safety, sales, efficiency, profitability, employee and customer satisfaction and growth of a traditional and non-traditional center (DeNovo)• Make all managerial decisions for center, including hiring and firing, interviewing new candidates, training, coaching, and performance monitoring and management, and incentive payout• Report directly to regional management, responsible for 14 employees

• Responsible for selling corporate clients our Bank at Work Program employee benefits package• Developed relationships with C-level executives, made sales calls via phone and in person• Coordinated implementation and support after sale, maintain contact with high opportunity clients• Booked the largest account-generating sale in region in the first month after training

• Responsible for the successful management of several multi-million dollar, business to business accounts• Formed relationships with C-level executives for major contractors, consultants, and owner-direct businesses• Met with a design team and formulated solutions to meet customer’s expectations in building efficiency and performance. Bid construction jobs to General and Mechanical contractors• Quotas met: $500,000 in first year sales as a trainee, $2 Million Quota was to be met in 2003