Making Payments more Profitable Since 1998. Cash Flow Solutions (CFS) is an innovative electronic payments provider and advanced AI platform to instantly underwrite, decision, & process directly from a bank accountBankVERIFY+ is a non-credentialed "frictionless" (BAN, RTN & basic Pii required) instant consumer & SMB onboarding & underwriting fraud & risk score to rank order risk at top of the waterfall. • BV+ offers superior non-credentialed bank account coverage = 96% to 99.9% (no 36%+ APR lender restrictions)• BV+ allows for Auto-Approvals up to 15%, and Auto-Declines up to 45% of applications from the top of the waterfall (no additional vendor pulls necessary)• BV+ reduces portfolio loss 25% to 50%, by declining the worst 5% to 10% of applicants• BV+ increases approvals up to 2.5x for some lenders by not declining customers we have seen previously internally with robust bank behavior, despite what the bureaus say• BV+ returns 400+ attributes, risk scores and analytics, plus our proprietary A1-D1 Recommended Action Codes provide guidance on which bank accounts need stepped up review (an industry first)BankLOGIN+/BankINSIGHTS returns credentialed (online bank login & PW required) transaction bank data scores & analytics to underwrite & decision based on historic trended cash flow. Aggregator Agnostic - send us your raw transaction data from Plaid, Decision Logic, Yodlee, MX, Ocrolus, LendMate, etc.• BankLOGIN offers 99% account coverage, captures 90 days to 2 years transaction data & returns BAN/RTN, Balance, Owner, etc.• BankINSIGHTS returns 7,500 attributes, risk scores & analytics to identify inflows, outflows, KYC, balance, overdraft, & affordability characteristics • Predictive Scores with 8 Consumer & SMB Auto-Score Models• Automated Scores = Consumer Early Default & Later Default Scores, Consumer Fraud Score, SMB Early Default & Later Default Scores, eCommerce/POS Score & ACH Scores (NSF & Chargebacks)

ValidiFI is a technology company that delivers data and payment solutions for companies in the financial services industry. Our data and payment solutions provide insights to acquire more customers and improve the payment process. Businesses of every size—from new startups to public companies—use our solutions to increase sales and facilitate payments. Through a combination of technology and strategic partnerships, we create better ways to validate and analyze information.Our platforms give companies the confidence to serve financial products to consumers, and enable choices when sending payments, or getting paid. Through ValidiFI’s data and payment solutions, businesses are empowered to manage risk more efficiently, protect its consumers from unnecessary fees, lower costs associated with customer acquisition and payment processing, and maximize profits.#Revolutionary #Credit #Risk #Data #SMART #Payments #SME #Consumer #Lending #ACH #RCC #Funds #Verification #Bankcard #Validation #Decisioning #Analytics #Intelligence #LMS #LOS #LiveData #AI #ML #DL #P2P #MPL #PayTech #PaaS #FinTech #RegTech #LendTech #LaaS #InsurTech #BankTech #BaaS

Better Merchant Rates, Inc. dba LoanPaymentPro™ (LPP) is the leading merchant services and technology firm servicing the consumer debt repayment industry. LPP was developed by experienced lenders for lenders utilizing proprietary patent pending technology to develop the only compliant and cost effective Bankcard, ACH and RCC/Check21 acceptance platform for brick and mortar and online lenders.Servicing the short-term consumer and alternative lending industries for Installment Loans, Title Loans, Personal Loans, Pawn Loans, Personal Lines of Credit, Student Loans, Military Loans, Subprime Loans, Lease-to-Purchase and Rent-to-Own (RTO).LPP is introducing an advanced form of its Zero-Dollar Authorization (ZDA) technology. Putting the “control” back into the hands of lenders by allowing them to perform a bank card validation and/or account verification prior to storing a bank card or processing a payment. When lenders utilize our new validation technology, it significantly decreases fraud and increases their chance of a successful payment.Better Merchant Rates, Inc. (BMR) is a fintech leader in payment acceptance technology. We provide custom, creative payment processing solutions to a diverse client base across the US. BMR solutions are simple to implement and fully-supported 24 hours a day, 7 days a week. Providing Credit and Debit Card Processing, ACH processing, ATM placement, Internet Payment Gateways, Physical swipe Terminals, EMV Chip-Enabled processing, PCI Compliance & Security.

Mr. Ostrow is a Director at Synergy Financial Partners. His operating responsibilities include generating high-quality M&A and corporate finance transactions, executing M&A and corporate finance engagements, and leading the business valuation and economic damages services for the firm.Mr. Ostrow is a certified business valuation and litigation support professional who also has deep and valuable skills from working as a top-producing wealth management advisor with firms such as JPMorganChase and MorganStanley.Brian has founded or supported numerous philanthropy events taking keen interests in the fights against cancer and child abuse. His hobbies include recreational boating, weight training, and competitive volleyball.

Founded in 1984, and then as a founding member of M&A International Inc., MASI is a private investment banking firm serving middle-market companies. Each professional in the group averages well over 25 years of entrepreneurial and professional experience, with composite skills in investment banking, taxation, accounting, law, venture capital, money center banking and manufacturing operations. Therefore, clients of MASI receive the skills of senior-level professionals in the direct execution of their engagements. Clients include privately-owned companies, public corporations, entrepreneurs and private equity firms, both from the Americas and abroad. At MASI, we work to maintain the highest ethical standards and value the same in our client relationships.

Founded in 1985, M&A International Inc. offers the unparalleled resources of over 600 professionals in 46 M&A advisory and investment banking firms operating in 40 countries. Our members advise primarily middle-market companies on acquisitions, divestitures, fundraising and fairness opinions, closing over 1,300 transactions totaling more than US$75 billion in transaction value in the past five years.

CBV Advisors is a boutique business valuation, forensic & litigation support, and financial advisory firm providing credible services to small to midsize businesses, alternative investment fund managers, law firms, accounting firms, and their clients. We provide business valuation services, economic & business damages opinions, expert witness testimony, management consulting, and advisory services on M&A, corporate finance and restructuring transactions. Our areas of expertise are: • Expert business valuations for purposes of tax and marital dissolution• Expert valuation opinions for Employee Stock Ownership Plans (ESOPs) • Expert valuation opinions for Intangible Assets & Intellectual Property (IP)• Expert valuation opinions for IP Infringement damages • Expert valuation & damage opinions for Hedge Funds• Expert opinions for business' lost profits or disruption damages • Expert opinions for economic losses from wrongful death & personal injury • Expert opinions for economic damages for termination & discrimination• Middle Market Investment Banking, M&A advisory, corporate finance, capital raising, restructuring, and management consulting

Six Pillar Capital, LLC (SPC) is a boutique financial advisory, capital raising, and valuation firm, providing services to growth-oriented corporations, fund managers, investors, and executives. Focused on providing deal structuring, valuation, strategic consulting, and capital raising assistance to corporate clients and institutional fund managers, SPC is dedicated to maintaining a robust team with diverse experience and a strong infrastructure. As a team we bring together corporate finance, M&A, accounting, legal, private equity and hedge fund management expertise. This enables Six Pillar to operate as a strategic partner with fund managers, investors, and entrepreneurs. SPC maintains a firm commitment to providing you best in class business advisory services.

LeTip International is a professional business networking group that provides winning strategies to build solid business relationships for the exchange of qualified leads.

Consulted for a start-up virtual environment global institutional investment firm designed to optimize the Alternative Asset and Long-Only Fund Manager selection process for Major Institutional Investors with AUM greater than $300 million and Family Offices in excess of $50 million AUM.•Started in their Series A Offering documentation group•Special assignment to the Current Client Group (CCG) as Hedge Fund Analyst for their 30 Alternative Asset and Long-Only Fund Manager clients ranging from Long/short, Global Macro, CTA, Asian Equity, Distressed Debt, Venture Capital, LBO, PIPEs, Real Estate, and Structured Products•Promoted to Project Manager (PM) of the Hiring Group, overseeing five colleagues to staff and ramp up the launch of of their Fund of Hedge Fund, bringing in nine Partner level candidates and nine Administrative/IT/Logistics candidates•Finally moved to PM of Major Institutional Investor Group overseeing 22 colleauges, tasked with replacing their outside call centers with an internal call center while developing roll out plan to complete $ 1 billion in capital raising requirements for their nine fund manager clients

Managed $75 million for high net worth individuals and clients within the retail and corporate marketplace.•Utilized traditional and alternative asset allocation strategies to mitigate risk while achieving a balance of growth, income, and liquidity for client portfolios•Proactive business development to continually attain new assets•Performed global economic macro and micro research while continually monitoring and valuating portfolio fund managers and securities •Educated, trained, and coached bankers to service, profile, and sell to clients within the investment division of the bankNotable achievements include:•During downward market spirals of October 2007 to February 2009 sustained zero client attrition while closing over $20 million in sales•Achieved over $40 million in total sales during tenure at firm, $32 million of which were fee-based, generating approximately $400 thousand in recurring annual revenue•Achieved $480 thousand in gross production for 2007 and $490 thousand for 2008Awards and Honors include:•Certificate of Excellence - Top Producer at JPMorganChase, January 2009•Award of Excellence at JPMorgan Asset Management, 2008•Award of Excellence at JPMorgan Asset Management, 2007

Working in HSC's Business Development Group:•Located and developed business by identifying potential clients; recommending new Mergers & Acquisitions targets and/or corporate finance opportunities for the firm•Developed rapport with potential clients by interviewing C-Level prospects and discussing future opportunities as it relates to raising debt or equity capital, and sell-side and buy-side transactionsNotable achievements include:•Averaged 21 new business leads per month with transaction opportunities from 1MM to 100MM•Became a Top Producer amongst 25 Associates by originating 10 leads within my first week of employment

Began building my book of business and professional network while receiving extensive training on: client acquisition, portfolio management, market analysis, licensing and compliance.

Led sales operations for the company and promoted retail marine products and services taking from start-up to $4 million in annual revenue:• Developed, planned and executed multiple marine shows contributing to 30% annual revenue• Hired and trained staff while managing company-wide inventory• Collaborated with IT consultant in designing company website to effectively market inventory online which resulted in an increase of consumer demand • Arranged retail financing for customers through local banksDuring my tenure received 16 Outstanding Sales Awards, 15 Top 10 Dealer Awards, 3 Dealer of the Year Awards, and 18 Customer Satisfaction Awards.