Brian Ou Email & Phone Number

Southern California

Maintain a Portfolio of Accounts including Commercial Real Estate and Construction LoansProcess construction draws, review budgetUnderwrite loans, analyze customers background and ability of repayment, produce loan documentsUse Experian for credit checks; check for flood, property, and liability insurancePerform Annual/Semi/Quarterly Reviews, collect.

City Of Industry, California, United States

- Assist in underwriting process for commercial and construction lending- Process interest payments, disbursement requests for construction projects, loan advances- Covenant compliance: Collect financial information, cash flow, covenants, borrowing base, credit reports, insurance, and pro forma/budget reports.- Using Excel and CASH Insight to spread.

Alhambra, California

• Accounts with over $140 million in total deposits of 2,000+ checkings/savings/COD's and over $71 million in assets
• Involved in operations activities using Fiserv and FIS financial service and database systems.
• 100-500 transactions per day with a team of 3 to 5 operations and customer service representatives, while managing a cash vault of up to $200,000
• Service in both English and Chinese Mandarin

Bachelor Of Business Administration - Bba, Accounting

- Emphasis on Accounting. Classes taken: Cost accounting, government accounting, operations management, business ethics, accounting.

Associate Of Science - As, Accounting And Business/Management

- Transferred to a four-year university after 2016 spring. - Finished with Associates in Humanities, Business, Chinese, and Biological.