Bridget Tomasevich, Afsb Email & Phone Number

Sioux Falls, Sd, Us

Sioux Falls, South Dakota, United States

Sioux Falls, South Dakota, United States

Sioux Falls, South Dakota, United States

Made consistent, fair, and sound credit decisions on all loan applications for Retail Mortgage exercising a higher level of independent critical analysis of loan applications, while ensuring loan policies and regulatory items were strictly adhered to. • Enforced loan policies and investor guidelines for conventional, jumbo, portfolio programs and doctors loan programs ($2 million approval level).• Assisted retail third party mortgage during system transition which helped to maintain… Show more Made consistent, fair, and sound credit decisions on all loan applications for Retail Mortgage exercising a higher level of independent critical analysis of loan applications, while ensuring loan policies and regulatory items were strictly adhered to. • Enforced loan policies and investor guidelines for conventional, jumbo, portfolio programs and doctors loan programs ($2 million approval level).• Assisted retail third party mortgage during system transition which helped to maintain excellent relationships with third party clients.• Reviewed and evaluated assets, income and credit capacity to recommend approval or denial with and without the use of automated underwriting systems.• Reviewed and responded to compliance and audit reports.• Maintained service turn times for initial and final underwriting requests as well as loan restructure requests which allowed borrowers to close early on their transactions in many cases resulting in high customer satisfaction. Show less

Sioux Falls, South Dakota Area

Oversaw, interpretated, and enforced credit policy, exercising a higher level of authority pertaining to the approval or denial of loan applications for Retail Lending, Third Party Originations, Consumer Lending, and Residential Mortgage. Ensured policy was enforced soundly, consistently, and fairly across all approved or denied loan applications. • Interpreted and enforced loan policies ($2M approval level).• Analyzed complex loan files pertaining to multi-unit investment properties… Show more Oversaw, interpretated, and enforced credit policy, exercising a higher level of authority pertaining to the approval or denial of loan applications for Retail Lending, Third Party Originations, Consumer Lending, and Residential Mortgage. Ensured policy was enforced soundly, consistently, and fairly across all approved or denied loan applications. • Interpreted and enforced loan policies ($2M approval level).• Analyzed complex loan files pertaining to multi-unit investment properties, including high level risk analysis of limited Residential/Construction lending.• Reviewed complex loan files for Residential Mortgage exceptions for Physician/Doctor loans.• Developed, implemented, and maintained training tools for multiple underwriting units.• Selected for TCF Due Diligence team reviewing loan documentation for Chemical Bank merger, as well as Due Diligence responsibilities in Bulk Loan Purchases and Bulk Loan Sales.• Recommended and reviewed policy changes and revisions for clear, consistent, and cohesive bank policies.• Reviewed loan exceptions across multiple lending units for approval or denial.• Led and motivated a team to maintain accuracy and efficiency of workflow thru periods of staffing shortages and high volume which led to streamlined processes while meeting departmental turn times. Show less

Greater Minneapolis-St. Paul Area

Made consistent, fair, and sound credit decisions of all loan applications for Retail Lending, Third Party Originations, and Consumer Lending exercising a higher level of independent critical analysis of loan applications, while ensuring loan policies and regulatory items were strictly adhered to. • Enforced loan policies ($350K approval level).• Developed, implemented, and maintained training tools for the Retail Underwriting Department.• Documented policy violations with… Show more Made consistent, fair, and sound credit decisions of all loan applications for Retail Lending, Third Party Originations, and Consumer Lending exercising a higher level of independent critical analysis of loan applications, while ensuring loan policies and regulatory items were strictly adhered to. • Enforced loan policies ($350K approval level).• Developed, implemented, and maintained training tools for the Retail Underwriting Department.• Documented policy violations with management making suggestions to approve or decline policy exceptions where appropriate which led to policy review and revisions to improve loan turn times and minimize management escalation.• Reviewed and responded to various reports for compliance and accuracy of policy exception tracking.• Led and motivated a team to maintain accuracy and efficiency of workflow thru periods of high volume. Show less

Greater Minneapolis-St. Paul Area

Grew and maintained current lending portfolio, increasing lending revenue and manage portfolio retention while ensuring all needs of banking clients were exceeded. • Networked with industry professionals to generate new lending business.• Prepared loan files for underwriting, closing and post close audit while maintaining a low audit error ratio. • Ensured all operational and procedural requirements were followed regarding loan file retention policies for approved, denied, and paid… Show more Grew and maintained current lending portfolio, increasing lending revenue and manage portfolio retention while ensuring all needs of banking clients were exceeded. • Networked with industry professionals to generate new lending business.• Prepared loan files for underwriting, closing and post close audit while maintaining a low audit error ratio. • Ensured all operational and procedural requirements were followed regarding loan file retention policies for approved, denied, and paid off loans.• Managed lending portfolio for loan retention and cross selling opportunities.• Maintained high attention to detail to ensure loan files were submitted and approved by underwriting efficiently to meet client closing expectations.• Prepared loan files for post close audit while maintaining a low audit error ratio. • Researched and resolved any audit findings. • Recruited and retained lending staff. Show less

Bloomington, Minnesota, United States

Grew and maintained current lending portfolio, increasing lending revenue and manage portfolio retention while ensuring all needs of banking clients were exceeded. • Networked with industry professionals to generate new lending business.• Prepared loan files for underwriting, closing and post close audit while maintaining a low audit error ratio. • Ensured all operational and procedural requirements were followed regarding loan file retention policies for approved, denied, and paid… Show more Grew and maintained current lending portfolio, increasing lending revenue and manage portfolio retention while ensuring all needs of banking clients were exceeded. • Networked with industry professionals to generate new lending business.• Prepared loan files for underwriting, closing and post close audit while maintaining a low audit error ratio. • Ensured all operational and procedural requirements were followed regarding loan file retention policies for approved, denied, and paid off loans.• Managed lending portfolio for loan retention and cross selling opportunities.• Maintained high attention to detail to ensure loan files were submitted and approved by underwriting efficiently to meet client closing expectations.• Prepared loan files for post close audit while maintaining a low audit error ratio. • Researched and resolved any audit findings. Show less

Bachelor Of Science - Bs, Criminal Justice With An Emphasis In Criminal Offenders

Activities and Societies: Honors Graduate

Associate Of Applied Science - Aas, Law Enforcement

Activities and Societies: Honors Graduate