Britney Moore Email & Phone Number

Houston, Texas, United States

Houston, Texas, United States

• Responsible for the sourcing and cultivating of relationships with both Exploration and Production and Midstream clients, in an effort to establish new business. • Sales efforts include bringing in new loan business, as well as ancillary Net Interest Income opportunities such as capital markets, interest rate swaps, commodity derivatives, Treasury Management/Deposits, and Corporate Card. • Manage and nurture approximately 30 relationships with private and public oil and gas companies totaling $500MM+ in loan commitments. • Support underwriting responsibilities required for the loan approval process by identifying credit concerns, establishing terms and structure for agented deals, mentoring and training credit support staff.

Houston, Texas Area

• Responsible for the ongoing monitoring of the E&P and Midstream Energy portfolio with more than $1.75B in commitments. • Initiate, manage and finalize borrowing base redeterminations, reviews, reaffirmations, renewals and modifications. • Assist in all aspects of the life of a loan, including attending client meetings, providing analysis during the credit underwriting process, ensuring all internal parties are notified to initiate the closing process, assisting with the internal documentation required by legal and the ongoing monitoring of all loan products. • Conduct quarterly reviews on sub-standard credits that include operational, financial, collateral, and company analysis.

Houston, Texas Area

• Analyze and underwrite credit for the Energy (E&P and Midstream) and Energy Services portfolio with more than $2B in commitments.• Support a team of 4 lenders by managing and assigning deal flow for a staff of 5 credit analysts. • Conduct various special projects required for the tracking of the Energy portfolio as it relates to bank exposure and risk ratings.• Manage and support the process for the Special Assets Group (loan workout) for approximately $300MM in commitments as it relates to both the Energy and Energy Services portfolio.

Houston, Texas Area

• Recruited, interviewed and selected qualified candidates for 3 different Credit Positions (Credit Specialist, Credit Analyst and Underwriting Associates)• Managed the salaries, promotions, and training for a credit staff of 40 people• Secured training for the credit staff on several different facets related to credit underwriting• Assisted with the planning, organization and implementation of all formal training courses provided to the credit staff • Managed the rotational program for the credit staff by organizing, scheduling, and ensuring smooth transitions• Provided a smooth onboarding process for all newly hired credit staff• Partnered with HR and Talent Acquisition Teams on retention and recruiting plans and initiatives• Acted as liaison to credit staff members on HR related issues

Houston, Texas Area

• Conducted financial and risk analysis for the underwriting of loans up to $75M• Collaborated directly with lenders to prepare loan presentations for committee while meeting strict time parameters• Successfully trained and assisted rotating analysts and specialists with various programs and techniques required for underwriting loans

Houston, Texas Area

• Assisted with preparing loan packages for credit approval by spreading financial statements, preparing collateral charts and creating cash flow models• Trained rotating analysts on all of the systems required for preparing loan packages• Verified loan packages for accuracy and input risk rating information into the system for annual review and reporting purposes • Compiled weekly, monthly and quarterly reports needed by upper management to track the customer portfolio, inventory workload and new customer pipeline• Ordered Credit reports and Dunn and Bradstreet reports as needed by the loan group• Maintained the reporting log for the entire customer portfolio in regards to receipt of financial statements, covenant compliance certificates and borrowing base certificates• Ensured accuracy across several different reports used across many different departments of the bank in relation to annual risk ratings

Houston, Texas, United States