Conducted financial analysis, review, and underwriting for Affordable Housing program applications.Analyzed AHP owner-occupied and set-aside program disbursement requests for compliance.Identified potential issues and discrepancies in applications, providing clear explanations for decisions.Prepared risk management presentations for senior management, including portfolio performance analytics.Analyze AHP owner-occupied and set-aside program disbursement requests to ensure all required documentationfollows AHP regulation, Fannie, Freddie and Government policies and procedures.

Interview/Hire and develop individuals’ while building strong relationships with all departments (Sales,Operations, Closing and Executive Management) to ensure alignment and achievement of Company goals andKPI’s while streamlining workflows.✓ Partner with executive management and 3rd party vendors/contractors in building long-term strategies withinassigned area(s) as well as create/oversee policies and procedures to implement industry best practices.✓ Develop reports to monitor our acquisition and portfolio performance related to credit risk, fraud risk, pricingand other important metrics across the loan lifecycle.✓ Manage loan quality and data integrity through applications ensuring the company is approving quality loansthat are salable to the secondary market in compliance with investor guidelines and legal/regulatoryrequirements, HUD, Affordable Housing, NON-QM, FNMA, FHLMC, FHA, VA, and USDA.✓ Manage loan submissions and pipelines to delegate and review workflow/load balance and adhere todaily/monthly production reporting metrics.

Managed, coordinated, and oversaw operational functions , workflow, processes, and other business unit related issues for a group of Mortgage Underwriters.Served as the first point of contact for escalations, 2nd level reviews, exceptions, and ad-hoc projects.Managed loan quality and data integrity through applications ensuring the company is approving quality loans that are salable to the secondary market in compliance with investor guidelines and legal/regulatory requirements, HUD, Affordable Housing, NON-agency, FNMA, FHLMC, FHA, VA, and USDA.Establish best practices to ensure the team function is running efficiently by identifying and executing changes to the process flow as needed.