I have been in customer service for 40 years and am currently a Senior Mortgage Planner at loanDepot. I began my career as a loan officer in early 2006, at a time when business was drying up, homes weren't selling and few were buying. Through sheer stubborn will and perseverance, I developed long lasting relationships with Realtor's and customers alike by providing exemplary service to everyone in the transaction, including the home buyer, the agents and title. 100% of my business is derived through referral sources which keeps me at the top of my game and always looking for new ways to provide even better service as well as useful tools to my clients.I can lend on primary residences as well as second homes and rental properties using any of the main loan programs available. I also have renovation loans for VA, FHA and conventional for those homes that don't meet appraisal/condition requirements on purchases or for owners who want to roll improvements in to their refinance.I am looking forward to your call!